Questions answered by A. Todd Laster

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At what point during a bankruptcy filing do you file a reaffirmation for a car loan.

A.'s answer | Answered on April 30, 2015

Reaffirmation Agreements must be filed prior to the entry of the Discharge which is usually approximately 60 days after the 341 Meeting of Creditors.

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How can I get out of debt?

A.'s answer | Answered on April 28, 2015

If you cannot afford to make these loan payments you should find a local experienced bankruptcy attorney and request a free consultation to go over...

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My late husband passed 2.16.15 after cancer leaving 5000 in medical bills. Do I have to pay the bills?

A.'s answer | Answered on April 28, 2015

A person is liable for the medical debts of their spouse in most states. Although your social security income cannot be garnished for repayment of...

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I filed for bankruptcy in 2010 is there anyone out there that can help me NOW

A.'s answer | Answered on April 24, 2015

If your 2010 bankruptcy was a ch. 7 and you received a discharge your only option for bankruptcy relief is a Ch. 13. You should use the find a...

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Our son died at age 19 last year, just received summons for bal. of hosp. bill. Is he a dependant & are we liable for bills

A.'s answer | Answered on April 17, 2015

I am so sorry for your loss. You should not be liable for any medial debts your late son incurred as an adult. You can only be held liable for...

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Can I file bankruptcy?

A.'s answer | Answered on April 16, 2015

There are different types of bankruptcies that you may qualify for depending on your situation. If your annual household income is less than the...

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My husband and I are getting a divorce. Should I file bankruptcy first?

A.'s answer | Answered on April 15, 2015

If you both qualify for Chapter 7 bankruptcy by filing together you should most likely file before you start the divorce. You should both get a...

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I have medical collections and am on Social Security Disability. Can they get a judgement against me and attach my income?

A.'s answer | Answered on April 15, 2015

Social Security is exempt from being garnished however they can still get a judgement against you and if you own any real estate in some states...

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I need to file bankruptcy.

A.'s answer | Answered on April 14, 2015

Your first step to a fresh start is to schedule a free consultation with an experienced local bankruptcy attorney. Car repossessions and credit...

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I am a authorized user on Mom's cc acct. I ran up the debt. I am filing for chapter 13 and want to include this debt. Can I?

A.'s answer | Answered on April 13, 2015

I agree with the other responses, your mother would be a creditor in your Chapter 13 bankruptcy not the credit card company. If you could confirm...

A. Todd Laster's Answers (505)

At what point during a bankruptcy filing do you file a reaffirmation for a car loan.

How can I get out of debt?

My late husband passed 2.16.15 after cancer leaving 5000 in medical bills. Do I have to pay the bills?

I filed for bankruptcy in 2010 is there anyone out there that can help me NOW

Our son died at age 19 last year, just received summons for bal. of hosp. bill. Is he a dependant & are we liable for bills

Can I file bankruptcy?

My husband and I are getting a divorce. Should I file bankruptcy first?

I have medical collections and am on Social Security Disability. Can they get a judgement against me and attach my income?

I need to file bankruptcy.

I am a authorized user on Mom's cc acct. I ran up the debt. I am filing for chapter 13 and want to include this debt. Can I?