How long after a Ch 7 is filed do I have to wait to take a loan against my 401k? Does it count as income?

As Mr. Granvold points out, as long as you listed the 401k as an asset and exempted it in your schedules you must wait until at least 30 days have...

In my humble opinion I think that the estimates on Zillow.com are usually a little high and the tax assessment values are usually a little low. ...

Is it still a foreclosure?

If you did not reaffirm the mortgage in your bankruptcy then your personal liability was discharged but the mortgage lien on the property survives....

I earn a high income, can I file bankruptcy.

Yes you can be helped. There are different types of bankruptcies for people with different incomes. You may be able to file a Ch. 13 bankruptcy...

What kind of bankruptcy would be best for me to file, chapter 13 or chapter 7?

Most bankruptcy attorneys offer free initial consultations to determine what chapter of the bankruptcy code is best for you to file. Generally if...

Can debt collection companies deny taking a payment from me?

A creditor does not have to accept partial monthly payments and in most cases once a loan is in default the entire balance comes due. Most...

Can a payday loan company that's trying to collect charge me with a felony?

Deferred Deposit Lenders commonly referred to as Pay Day Loan lenders are prohibited from threatening debtors with criminal prosecution for failure...

Can a hoa that filed a notice of lien for unpaid assessments foreclose on my home?

Yes they can foreclose on the property if the lien is not paid. The HOA can provide you with an itemization of the lien but the total lien amount...

Hello, What can a cosigner on a student loan do legally, when the primary borrower is in default?

About the best thing you can do is try to get the primary borrower to resume payments. Otherwise the lender will come collecting from you.

How much do lawyers charge to write a 1-page "letter to prevent bankruptcy"?

I would recommend that you get a free initial consultation with an experienced bankruptcy attorney. If you qualify for a hardship 401k withdrawal...