Banks are unwilling to refinance my mortgage because it was not reaffirmed during chapter 7. How can I refinance?
Oswald's answer
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Answered on July 18, 2013
You have to understand that if you did not reaffirm a mortgage debt then that debt was discharged in your CH 7. Once discharged, then that bank or...
Can US Bank legally refuse to send me a statement on my mortgage after my Chapter 13 Bankruptcy has been discharged?
Oswald's answer
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Answered on July 18, 2013
Typically, a mortgage company is afraid of violating the discharge injunction which prohibits them from attempting to collect on a discharged debt....
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Wife and I are joint debtors on a Chase home mortgage. I filed chapter 7 individually, wife did not file.
Oswald's answer
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Answered on February 18, 2013
First. let me state that as an Arkansas BK practitioner, I would advise you to go back to whomever filed your Ch 7 for you. These types of issues...
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