We are done with 1 year in Chapter 13, but we are having a hard time financially to keep up with our house payment.

In addition to the options already mentioned, you should also discuss with your attorney the possibility of a Hardship Discharge. The...

We may need to do a Chpt 13 lien stripping of our 2nd mortgage. How does this work?

A lien strip of a second mortgage is possible in a Chapter 13 bankruptcy if the second mortgage is totally unsecured. The amount owed on the...

Will filing bankruptcy help me obtain my driving license again?

Whether you can have your driver's license reinstated depends upon the reason your license was revoked in the first place. In this case it...

Modified my mortgage after chapter 7 discharge. I never reaffirmed, but I did enter into a modification. Am I personally liable?

Even though you did not reaffirm the debt, it does appear that you have entered into a new loan agreement with the lender post...

Is it true that the bankruptcy laws have changed in regard to student loans

Yes, but the laws have changed to make more types of student loans non-dischargable in bankruptcy. I think you may be remembering some...

What happens to a person who is proven to a bankruptcy trustee that he didnt not reveal all his assets and is falsying a debt?

If the trustee believes that the debtor intended to conceal the assets, and the assets are not exempt (meaning that they are available to be sold...

I am 100% diasbiled from the military and retired. Does my Va compesation count as a income on the means test. thank you

Unfortunately, the VA benefits are treated as income for purposes of bankruptcy. The information provided is not intended as legal advice. No...

Tax returns and Chapter 7

I agree with the other attorneys that if you filed for a Chapter 7 bankruptcy and then receive a refund for 2009, it is an asset of your bankruptcy...

Whether or not your CDs, DVDs and Laptop would be sold by a trustee depends on a number of factors. First, are these items exempt? If they are...

Im in a 13. And have just had to go on short term dis. And wonder am I able to postpone payment until I return to work im 7weeks

Mr. Markus is correct. Your bankruptcy needs to be modified to either suspend or extend the payments. You need to keep your attorney advised of...