Archived
Am I responsible for the credit card debt if I was on the account as well and my husband passed away?
Kevin's answer
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Answered on December 03, 2012
The question of whether you are responsible for the credit card debt of your deceased husband is going to be an issue of State property laws. You...
Archived
Parents (72 & 68) are living on social security and have about 20,000 in debt. Having trouble getting by every month.
Kevin's answer
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Answered on December 03, 2012
Social Security benefits are not treated as income for purposes of bankruptcy.
If this is all of the income that your parents have, they would...
Archived
Is 1500 for a Ch 7 too much? My ex states that he only paid $350 for a Ch 13?
Kevin's answer
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Answered on December 01, 2012
The legal fees for a Chapter 7 bankrutpcy vary greatly from State to State, but $1,500.00 for a Chapter 7 bankruptcy, with or without the court...
Archived
Need to know what goes on at a bankrupcy hearing chapter13
Kevin's answer
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Answered on December 01, 2012
Whether you can get a reduction in your monthly payments in a Chapter 13 bankruptcy case, or whether you will be able to get a hardship discharge...
Archived
In chp 13. My homeowners insurrance has deemed home a total loss due to sinkhole They're mailing check. what do I do now?
Kevin's answer
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Answered on November 13, 2012
When you have a property damage claim during a Chapter 13 bankruptcy you will normally have a number of issues.
First, the check for the...
Archived
If my husband is on the deed,however not on the loan contract and I file chapter 7 and surrender the house is he responsible?
Kevin's answer
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Answered on November 12, 2012
Your husbands obligation to pay a tax debt on a house is going to be an issue of State law as well as a number of other factors.
If your State...
Archived
Can a credit card co. foreclose on my home if i owe less than 10,000$ an i am on ssi and have no other assets in ohio
Kevin's answer
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Answered on November 12, 2012
Whether a credit card company can foreclose on your home will depend upon your State's foreclosure laws since foreclosure proceedings vary from...
Archived
How to stop debt collector..
Kevin's answer
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Answered on November 11, 2012
When you file a Chapter 7 bankruptcy, one of the benefits is that once your debts are discharged, the creditors can no longer contact you in an...
Archived
Can I file bankruptcy on a lawsuit against even though the agency that sued me has taken my license twice.
Kevin's answer
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Answered on November 10, 2012
A bankruptcy can be used to force a State Department of Motor Vehicles (DMV) to reinstate a Driver's License that has been suspended.
Many...
Archived
Can creditors go after my husband?
Kevin's answer
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Answered on July 21, 2012
Whether your husband and/or the restaurant that he owns will be responsible for any debts if you file for bankruptcy alone is as much an issue of...
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