Questions answered by Nicholas Arthur Steinwart

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Should I file for Chapter 7 bankruptcy?

Nicholas's answer | Answered on September 29, 2014

The biggest drawback to the bankruptcy will be the impact on your credit and thus future ability to borrow. A bankruptcy stays on your credit...

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Is there a form or how do I go about objecting to debtors discharge or to challenge dischargeability of certain debts.

Nicholas's answer | Answered on September 23, 2014

Everything the other attorney's said is correct. Most bankruptcy attorneys in Kansas give a free initial consultation. I would recommend meeting...

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What do i do about a house foreclosure if im renting to own??

Nicholas's answer | Answered on September 04, 2014

The answer to your question depends on when the state of Kansas recorded the tax lien, what kind of taxes are owed, whether you have a leasehold...

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I am facing foreclosure or trying to call the mortgage comp. about a short sale, I have pmi insurance. I don’t know which to try

Nicholas's answer | Answered on August 14, 2014

The PMI insurance protects your mortgage lender, not you. Your lender is still allowed to foreclose even if your paying for PMI in your monthly...

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Trustee wants us to pay off a chapter 13 with 7 months left due to a inheritance. She is threatning to convert us to a 7?

Nicholas's answer | Answered on July 23, 2014

Depending on when your petition is filed, there may be no question that the trustee is entitled to the funds. I'm not sure if you mean that you...

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Can a dependent over the age of 18 file chapter 7 bankruptcy to discharge debt without affecting parents assets?

Nicholas's answer | Answered on July 21, 2014

I agree with the other answers. Only your assets would be included in the bankruptcy estate. You may have potential complications if assets are...

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Should I do a short sale or let my home go into foreclosure after bankruptcy with no reaffirmation agreement?

Nicholas's answer | Answered on July 21, 2014

Assuming you filed a chapter 7 bankruptcy, did not reaffirm your mortgage, and have received your discharge order, there is little difference from...

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I have been struggling with a home loan modification ever since 2009

Nicholas's answer | Answered on July 03, 2014

Everything the other attorneys have said about a potential chapter 13 bankruptcy is correct. It sounds to me like you were saying you made some...

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My husbands Chapter 13 Bankruptcy (Kansas) was paid in full and discharged, I did not file, what am I responsible for?

Nicholas's answer | Answered on June 30, 2014

It sounds like Ford is going after post-petition interest (interest that accrued after your husband's bankruptcy was filed). Therefore, my...

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Inheritance.

Nicholas's answer | Answered on June 23, 2014

I agree with Cecelia's answer in that you must inform your attorney of your inheritance. I will just add that it sounds in your description of...

Nicholas Arthur Steinwart's Answers (234)

Should I file for Chapter 7 bankruptcy?

Is there a form or how do I go about objecting to debtors discharge or to challenge dischargeability of certain debts.

What do i do about a house foreclosure if im renting to own??

I am facing foreclosure or trying to call the mortgage comp. about a short sale, I have pmi insurance. I don’t know which to try

Trustee wants us to pay off a chapter 13 with 7 months left due to a inheritance. She is threatning to convert us to a 7?

Can a dependent over the age of 18 file chapter 7 bankruptcy to discharge debt without affecting parents assets?

Should I do a short sale or let my home go into foreclosure after bankruptcy with no reaffirmation agreement?

I have been struggling with a home loan modification ever since 2009

My husbands Chapter 13 Bankruptcy (Kansas) was paid in full and discharged, I did not file, what am I responsible for?

Inheritance.