Archived
Should we file our back taxes we owe, and go to court for a debt collection before or after we do a bankruptcy?
Nicholas's answer
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Answered on February 03, 2015
I agree with all the other answers. The bottom line is that you want to file your taxes ASAP - whether you intend to file bankruptcy or not. Many...
Archived
I found an old garnishment that now shows released. What does that mean? can they get another order for garnishment?
Nicholas's answer
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Answered on January 14, 2015
In Kansas, judgment creditors are required to file a release once the judgment was satisfied, but a release doesn't necessarily mean that the...
Archived
I have my primary residence that was included in my chapter 7 bankruptcy and cannot afford it any longer.
Nicholas's answer
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Answered on December 13, 2014
Even if you did reaffirm the mortgage in the bankruptcy, if the bank will agree to a deed-in-lieu they are agreeing to take the house back without...
Archived
Should I file for bankruptcy?
Nicholas's answer
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Answered on December 05, 2014
As the other attorneys have said, your social security income is completely exempt. It cannot be taken by creditors whether inside or outside of...
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Archived
Are attorneys fees owed by me to the bank's attorneys, if the bank forecloses on a mortgage discharged in chap7 Bk in 2005?
Nicholas's answer
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Answered on December 05, 2014
I have never seen this tested in a Kansas court, but I disagree that you would owe the attorney's fees. Those fees arise out of the note and...
Can I sue my title company?
Nicholas's answer
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Answered on November 17, 2014
I assume you purchased a title insurance policy when you purchased the house? The first step is to review the policy and make a claim on your...
Archived
Can I press charges on a debtor of mine?
Nicholas's answer
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Answered on November 17, 2014
Mr. Harrell knows his Kansas law. I would just add that you can elect to have any attorney handle the case for your in civil court regardless of...
Archived
Don't know which to file and hire a lawyer for? Chapter 7 or Chapter 13?
Nicholas's answer
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Answered on November 03, 2014
Almost all bankruptcy attorneys in this area give a free initial consultation where you can discuss your options and outcomes. I'd strongly...
Archived
Would obtaining a divorce spare my husband and our four young children my medical debt when I die?
Nicholas's answer
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Answered on October 13, 2014
Mr. Elie is correct about the doctrine of necessaries in Kansas. Your husband is liable for all your medical debt incurred before any divorce.
Archived
Should I file for Chapter 7 bankruptcy?
Nicholas's answer
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Answered on September 29, 2014
The biggest drawback to the bankruptcy will be the impact on your credit and thus future ability to borrow. A bankruptcy stays on your credit...
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