Questions answered by Errin Preston Stowell

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Can I file bankruptcy even though I have a certificate of deposit in my name that belongs to my elderly mother?

Errin's answer | Answered on February 26, 2010

I think there needs to be some more questions asked to determine if there will be any problems with the CD. Feel free to contact me if you'd like...

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Bankruptcy Means Test--Teen lived with us for 9 months; will be moving out soon, can she be counted in household size?

Errin's answer | Answered on February 22, 2010

The general rule is "heads on beds" ... thus, if the teen is still living with you at the time you file then you should count her as part of the...

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Can they make me pay the entire loan about to get my repoed car back?

Errin's answer | Answered on February 19, 2010

The lender can, and probably will, come after you for this debt if it is substantial ... i.e., more than a couple thousand dollars. If you have...

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I walked away from a home mortgage in MN, can the bank make me pay any deficit between the sale proceeds and the outstanding bal

Errin's answer | Answered on February 16, 2010

If your foreclosure was a "foreclosure by advertisement" whereby the lender posted a notice in a newspaper regarding the sale of your home then the...

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If my husband & I have quick claim deed on his mother's house and we need to file bankruptcy would it be legal to take my name o

Errin's answer | Answered on February 15, 2010

You should definitely NOT transfer your name off the title until you've discussed your situation with a bankruptcy attorney here in Minnesota. I...

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Do I have to or (Should I) file Bankruptcy also?

Errin's answer | Answered on February 15, 2010

It sounds as though you've had some difficult times recently. Bankruptcy might be an option you should consider, but you might have other options...

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I am going through divorce and wondering if we claim chapter 7 what does that mean?

Errin's answer | Answered on February 11, 2010

If you are eligible for chapter 7 you can file by yourself. A chapter 7 bankruptcy can get rid of credit cards, medical bills and other types of...

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Does a home lender have a legal responsibility to notify the borrower/homeowner that they are planning on foreclosing property?

Errin's answer | Answered on February 11, 2010

At the very least you will have to receive a "Notice of Mortgage Foreclosure Sale" (for the "foreclosure by advertisement" route) or a...

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I have a condo now, but buying a house in june. what are the legal and financial penalty of letting the condo go into foreclosur

Errin's answer | Answered on February 11, 2010

I assume that you mean that you're going to stop making payments on the condo once you've purchased the house. It's hard to say what a specific...

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Should I disclose to an potential employer I have filed for chapter 7?

Errin's answer | Answered on February 01, 2010

I agree with the first post. No need to bring this up unless there is a specific question about whether you've filed for bankruptcy. best...

Errin Preston Stowell's Answers (262)

Can I file bankruptcy even though I have a certificate of deposit in my name that belongs to my elderly mother?

Bankruptcy Means Test--Teen lived with us for 9 months; will be moving out soon, can she be counted in household size?

Can they make me pay the entire loan about to get my repoed car back?

I walked away from a home mortgage in MN, can the bank make me pay any deficit between the sale proceeds and the outstanding bal

If my husband & I have quick claim deed on his mother's house and we need to file bankruptcy would it be legal to take my name o

Do I have to or (Should I) file Bankruptcy also?

I am going through divorce and wondering if we claim chapter 7 what does that mean?

Does a home lender have a legal responsibility to notify the borrower/homeowner that they are planning on foreclosing property?

I have a condo now, but buying a house in june. what are the legal and financial penalty of letting the condo go into foreclosur

Should I disclose to an potential employer I have filed for chapter 7?