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My husband and I have credit card debt and wanted to file bankruptcy. We have quick claim deed on my husband's mother's house
Errin's answer
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Answered on March 10, 2010
Does the mother's house have a loan against it? Is there any equity in the house? If there is no equity in the house then a trustee would not be...
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If my house is foreclosed on by 1st mortgage company, will I still have to pay off the debt of my 2nd mortgage?
Errin's answer
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Answered on March 09, 2010
Your situation is fairly common these days. If your lender chose the "Foreclosure by Advertisement" route then they will not be able to come after...
Archived
When/should I stop paying credit cards?
Errin's answer
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Answered on March 05, 2010
It would probably be to your advantage to open a bank account with another bank and start depositing your checks into that one and transfer money...
Is it possible to reverse a judgement on a credit card debt? If so, what would be the neccessary steps to take?
Errin's answer
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Answered on March 05, 2010
If you are eligible to file for a chapter 7 bankruptcy then you could get rid of the debt ... and then there is a separate process after you've...
Is it possible to reverse a judgement on a credit card debt? If so, what would be the neccessary steps to take?
Errin's answer
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Answered on March 05, 2010
If you are eligible to file for a chapter 7 bankruptcy then you could get rid of the debt ... and then there is a separate process after you've...
Archived
Had my truck repoed a year ago. No employment since. They want to garnish wages if I start working. this will break the bank.
Errin's answer
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Answered on March 05, 2010
If you have a lot of other debt then it might be worth looking into a chapter 7 bankruptcy to see if you're eligible and what relief you might get....
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My ex husband and i had some joint debt and after asking many times to see a bill and never seeing one he is taking me to court.
Errin's answer
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Answered on March 05, 2010
If you had a joint debt it might show up on your credit report. If you check your credit report and that debt is not there and if your ex has...
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Can I sue my ex husband for breach of a house we bought and now I'm in debt because of?
Errin's answer
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Answered on March 05, 2010
You might actually be better off by filing for a chapter 7 bankruptcy, if you're eligible, to sever your liability on the debt. Was the $78k a...
Archived
How can I get out of a mortgage that isn't mine
Errin's answer
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Answered on March 05, 2010
If you're eligible, you could surrender the property in a bankruptcy. If your credit is already ruined then it might actually be better to go...
Archived
I got in over my head in credit debt, and can't afford the fees I've been told I need to file for bankruptcy
Errin's answer
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Answered on March 05, 2010
Your situation is very common these days. I've helped a number of folks on fixed incomes get rid of their debts. If you'd like to discuss your...
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