Chapter 13 bankruptcy, completed payments to trustee. Trustee has sent paper work stating i'm done and everyones paid. I just go

Since you are so close it would probably be preferable to wait until you get your discharge before attempting to get financing. Until discharge...

Is it necessary for me to file bankruptcy when I have no assets? My only source of income is my social security.

Social Security is exempt from garnishments so you do not have assets to protect in bankruptcy. However, without filing, the collection agencies...

I've filed for a motion to stop wage garnishment, do I need a lawyer? What is my next step?

If you have taken the step to go into litigation you should get an attorney. You will be expected to follow rules of procedure (both state and...

Can the FTB levy me if I've filed Chap 13, included them as creditor and they have not filed a claim?

It is a good thing that the letter references the bankruptcy, that means they got notification. Many times government agencies, because of their...

This of credit card debt

The last resort of the debt collector is litigation, but it can definitely happen. You could file a Chapter 7 Bankruptcy to wipe out this debt and...

When is the right time to File for Chapter 7 Bankruptcy

Filing the Chapter 7 will halt the foreclosure proceedings no matter when you file. The bank will need to seek relief from stay to proceed with...

If an affirmation letter was signed but not filled or recorded in our bankruptcy will it be hard for me to get a home loan?

If you did not file a reaffirmation agreement in the bankruptcy you received a discharge of your mortgage, even if it was your intent to keep the...

If you do nothing the creditor will get a judgment against you and can garnish bank accounts, future earnings and place levies on your...

What kind of lawyer do I need to negotiate debt settlement

You may want to consult a bankruptcy attorney. Some attorneys who do bankruptcy work also do debt negotiation. However, there is no sure thing in...

Need to know if I should call the lawyer that gave me a summons on a debt after I submitted my statement to the court and them?

Once you have reached this stage you are in dangerous territory if you try to answer pleadings without a lawyer. There are Rules of Procedure to...