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Bradley David McCormack's Answers (140)

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Does a bank have the right to deny me a modification if I'm in the process of bankruptcy?

Bradley's answer | Answered on April 09, 2015

The bank is under no obligation to offer you a mortgage modification. If you needed the modification to make your mortgage payments feasible you...

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Do I have to provide documents for the Request for documents?

Bradley's answer | Answered on April 08, 2015

If you receive formal discovery you have to respond to that discovery according to the rules of procedure in your state. Failing to respond could...

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I won a Civil Judgment against a tenant, for damages to our property, She filed chapter 7, do I have to pay that money back?

Bradley's answer | Answered on April 08, 2015

The Trustee will make the determination if they payments you received are preferential payments and thus subject to turnover. You should contact...

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How can I resolve a dispute on a mortgage loan in bankruptcy after signing a quit claim deed?

Bradley's answer | Answered on April 08, 2015

Signing the quit claim deed transferred your ownership rights but did nothing to resolve your financial liability. If your ex-wife was under court...

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I let my sister borrow $5000 and she recently received money how can I get her to pay me?

Bradley's answer | Answered on April 08, 2015

Without a judgment there is no way to force her to pay you from any asset she has. You will have to go to court and get a judgment to enforce your...

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I have unsecured loan of $17, 500 that I am unable to pay due to medical issues. I am 71 and on fixed income. What can I do?

Bradley's answer | Answered on April 08, 2015

You can file for Chapter 7 bankruptcy and discharge the unsecured loan. You do not have to make payments in a Chapter 7 (like the debt relief...

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How do I know if I meet the Bankruptcy guidelines?

Bradley's answer | Answered on April 07, 2015

You need to talk to a bankruptcy attorney to review your options. Based upon your income you may be able to file a Chapter 7 liquidation and be...

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I lost a civil case involving fraud claims by default now he has a large judgement against me can I bankrupt this.

Bradley's answer | Answered on April 07, 2015

It may be possible to get this discharged in bankruptcy as you did not lose the hearing on the merits but instead lost it by default. However,...

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See Below

Bradley's answer | Answered on April 07, 2015

Unfortunately the mortgage is a contract between your partner, his ex and the mortgage company. The only way to remove a person from a mortgage is...

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I live in Arizona and the debtor lives in Ohio. Do I have to go to Ohio to attach his wages or can I do it from where I live?

Bradley's answer | Answered on April 07, 2015

Every state has different rules of procedure for garnishing wages. It would be a smart move to get an attorney in Ohio to file the garnishment. ...