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Im being sued by a collection agency they agreed on payment arrangements and agency said dont need to show up for my court date,
Terry's answer
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Answered on February 07, 2012
I do debt collection defense regularly, representing people in your position. I would NOT TRUST what the debt collector is telling you. They will...
Archived
Can I do anything if a collection agency messed up a settlement agreement?
Terry's answer
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Answered on January 10, 2012
Depending on how you made the settlement with the debt collector, you may be able to prove that the collector is taking illegal steps to collect...
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Is a creditor bound by any restrictions on the Fair Debt Collection Practices Act?
Terry's answer
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Answered on December 23, 2011
The FDCPA has a provision that prevents a collector from "hiding" behind the name of the creditor. However, if this really is the creditor only,...
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I am diabled is $10.00 enough to pay to a hospital so they wont send to a collection agancey and can they charge instress
Terry's answer
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Answered on December 09, 2011
Your second question is the easier of the two to answer - on almost any debt, interest can be charged. The rate of interest depends on whether or...
Archived
Is a check considered bad if the writer stops payment and no property has changed hands?
Terry's answer
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Answered on November 10, 2011
In Missouri the bad check statute allows prosecutors to charge if someone knowingly passes a bad check or stops payment. However, generally in my...
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I received a check from CMU (Carnegie Mellon Univ) verified routing # are correct. Ok to cash?
Terry's answer
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Answered on November 04, 2011
I could not agree more with the prior posts. It is surely a scam, and you WILL lose money if you cash it. I would contact the bank it is written...
Archived
Which State Statue of Limitations do I follow?
Terry's answer
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Answered on November 04, 2011
Are you sure that your SOL in MO is ten years? The 10 yr statute requires that the written contract be available and prove definitively that it...
Archived
Can a school employee file a personal injury charge on behalf of their child who goes to the same school?
Terry's answer
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Answered on November 04, 2011
Your son's claim may be more of a civil rights claim, and you cannot legally be punished for asserting your son's civil rights. With that said,...
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I got a phone call that said I was going to be charged with a felony over a payday loan.
Terry's answer
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Answered on January 26, 2011
In my experience, many of the payday lenders have the most unscrupulous habits when it comes to collection. I have had a bankruptcy client,...
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