Is there a time limit on how long the creditor has to try to collect on a judgment?

In Missouri, a judgment is valid for up to ten years. Before the end of the ten year period, the creditor must move the court to revive the...

Debt collection of money never loaned

I agree that your debt is difficult to analyze without taking a first-hand look at the contract. But I also wanted to mention that there may be...

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I discovered that my student loans were pushed into default by Performant Recovery Inc. Do I need an attorney?

It is difficult to know whether what the collector did was wrong or not without further information. However, you should have the right to...

Is the letter below all a collection agency has to send in response to a debt validation request?

I think that this letter may violate the Fair Debt Collection Practices Act (FDCPA), if it is responding to a request for validation. More...

We bought a car and paid cash $3,500 three week latter the dealer can not produce a title is this fraud?

A failure to provide valid title at the time of sale is improper in the state of Missouri. Such a sale is void by statute. Many people think that...

Can a collection agency refuse to send a validation, inform me of charges over phone but refused to mail validation, what to do?

You are entitled to a validation letter within five days of first contact by a debt collector, per the FDCPA. I am assuming that the debt is a...

A "Bill Collector" keeps calling me in spite of a "Cease and Desist" letter sent certiied to them. What can I co?

If the Bill Collector is not the creditor you allegedly owe, but is an outside bill collector, then you probably have a good claim under the FDCPA,...

Can an atty wait 9 yrs to file for garnishment after judgment was issued?

In addition to what Tracy said, you should know that debt collection by a debt collector, even garnishments, are subject to fair debt collection...

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Can credit card lawsuit take my fasfa money like they threatned?

More facts are needed to know for sure, but this sounds very fishy to me. The debt is extremely old. It may be past its statute of limitations. ...

The federal government (IRS) and student loans do not need a court order to garnish your wages. Am I correct?

It is true that some student loans can be recovered through administrative garnishment, without a judgment. Hoever, even if your friend's student...