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Can I sue?
My husband's ex girlfriend stole his ssn card without his knowledge and years later gave it to her new boyfriend
Michael's answer
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Answered on September 04, 2014
You are really asking 2 different questions. The first is what can be done about the thief? Catherine is right; go report it to the police and...
In the state of Missouri can one bring a lawsuit for violations of the FDPCA or FCRA in Small Claims court?
Michael's answer
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Answered on August 30, 2014
Theoretically, that is possible. You may start out in small claims court, but both of those are federal statutes. that means your claim and can,...
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A judgment was file against my son and I in MO, they garnished his wages only now they are coming after my wages.
Michael's answer
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Answered on August 28, 2014
Only if it is the original creditor. Assignees of a debt cannot garnish wages in Kansas.
Collection laws are complicated and they get...
Archived
Do I owe the entire car balance or the difference?
Michael's answer
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Answered on August 10, 2014
Mr. Edelman is right, with one caveat, in Missouri there is a statute that says that if the dealer fails to provide the title within 30 days, the...
Archived
Debt collector mking us pay 3x as what we owe.
Michael's answer
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Answered on July 29, 2014
Richard is right, If there is an issue with service, there should be no judgement. That would mean that paying them anything may be unnecessary. ...
Archived
Collection agency plans to report my debt during the 30 day validation interval actionable under FDCPA or KCPA?
Michael's answer
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Answered on July 22, 2014
All companies collecting debts on behalf of another are considered debt collectors and subject to the FDCPA. Have you disputed the debt? If not,...
Archived
Credit card debt has gone to lawsuit is there still room to negotiate the amount to be repaid ?
Michael's answer
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Answered on July 22, 2014
You can settle if they are willing. The real question is, are they willing? Most collection lawyers think they have you over the barrel. ...
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I took out a instalment loan at a local payday store and find now that I am unable to repay it. What can I expect to happen?
Michael's answer
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Answered on July 07, 2014
What happens? A lot of things. But first off, disability is non-garnishable. That means if you take proactive steps, they can't take any money...
Archived
Threatened with a warrant for an online payday loan in Missouri
Michael's answer
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Answered on June 27, 2014
At first blush, this appears to be a scam. I hear this same story at least once a week. Your reaching out for advice is the right move here. ...
Archived
If an online payday lender is not licensed in KS is the loan void?
Michael's answer
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Answered on June 25, 2014
It is hard to say at this distance, but if they are not following the regulations, not only is there issues as to enforceability, they may owe you...
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