I shopped in express departmental store during Thanksgiving. I used my credit card for the purchase but they opened credit card.

This is my understanding of what happened: You went to Express and made a purchase with your own credit card. Rather than charging your card, the...

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Can I stop a signature loan company from showing up at my house repeatedly to demand payment?

While the FDCPA applies to debt collectors, it may not be applicable here. Many Pay Day lenders collect their own debts and then would be exempt...

Debt collector is calling wrong person and won't stop despite my repeated wishes, what can I do?

At first blush, it is very possible it is a scam. So far you have done the right thing by saving and looking up their number. However, that often...

the other attorneys are correct in regards to the statute of limitations. In Kansas, that is an affirmative defense, which means that you have to...

Can I return a vehicle who's loan was discharged on a bankruptcy now that I have discovered theres no reassuption?

I hate to disagree with my colleagues, but we don't yet know what has happened. Just because it is on a credit report, doesn't make it truly what...

Received an email from debt collector asking me to settle and they will dismiss with prejudice.

Attempts to collect a debt are governed by a Federal law known as the FDCPA. Violations of that law (among others) by a Collection Agency (or debt...

Debt Collection - presumed to be a scam

At first blush, this appears to be a scam. I hear this same story at least once a week. Your reaching out for advice is the right move here. ...

At first blush, this appears to be a scam. So no need to cry! I hear this same story at least once a week. Your reaching out for advice is the...

Is it legal for a creditor to call you at work?

There is a state law called the Missouri Merchandising Practices Act (“MMPA”). MMPA governs unfair behavior by businesses. That may be of some...

A collections agency Posted a false debt on my credit report. How can I have this removed?

Richard is right. If the debt is wrongfully reported, there is a lot you can do. There is a whole "alphabet soup" of consumer protections laws...