Archived
I live in Missouri and got a payday type loan over the internet. I remember calling them and cancelling it. Is this legal in mis
Michael's answer
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Answered on August 12, 2015
Collection laws are complicated and they get confusing in a hurry. You should consider talking to a consumer protection attorney. What is in your...
Archived
I need more clarifications.My car was repossessed sold and couldn't get the price of it im now paying the balance
Michael's answer
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Answered on August 04, 2015
I am not sure that I completely understand what you are asking. Have you been sued for a deficiency or are you just paying the difference between...
Archived
Says that I defaulted on a payday loan...do they have to legally serve me via postal mail or is it legal for them to email me?
Michael's answer
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Answered on August 02, 2015
I hear this same story at least once a week. At first blush, this appears to be a scam. Your reaching out for advice is the right move here. ...
Archived
How to sue tmobile
Michael's answer
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Answered on July 19, 2015
You should start by filing a police report. That not only begins the criminal process, but it is a necessary step in reclaiming your identity....
Archived
About collections/wrong name on judgement
Michael's answer
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Answered on July 19, 2015
You have a fair amount of collection activity going on. Attempts to collect a debt are governed by a Federal law known as the FDCPA (fair debt...
Archived
What are my options when car is repossessed?
Michael's answer
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Answered on July 19, 2015
You need help, and fast. Collection laws are complicated and they get confusing in a hurry. You should consider talking to a consumer protection...
Archived
Can a court order a debtor to advise the court if he change jobs ?
Michael's answer
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Answered on July 03, 2015
I am assuming that you live in Kansas. Kansas homestead exemptions are pretty powerful. I'd be interested in seeing who is attempting to garnish...
Archived
I have a debt collector who has been calling me for several months and I would like to know if they broke FDCPA?
Michael's answer
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Answered on June 26, 2015
There are a few moving pieces here. Attempts to collect a debt are governed by a Federal law known as the FDCPA. Violations of that law (among...
My car was repossessed in Missouri last night with no right to cure required under missouri law, and it was repossessed AFTER
Michael's answer
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Answered on June 22, 2015
This topic is very complicated and tends to get confusing in a hurry. The right to cure letter may have been satisfied if you have been late in the...
Credit union opened up a credit card without my consent. Can i sue ?
Michael's answer
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Answered on June 15, 2015
A lot of things. The Truth In Lending Act (TILA) says that a lender cannot just decide to issue you a credit card without you asking for it first....
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