Archived
I was contacted by Capital One regarding a debt my ex wife owed. What recourse do I have for recouping my money?
Michael's answer
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Answered on October 14, 2015
If the facts are as you describe them, that is a no-no. However, often married couples believe that they are authorized users when in fact, they...
Archived
I received a garnishment notice for 11k for a car loan that I have NEVER taken out.
Michael's answer
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Answered on October 13, 2015
Blake is right, most consumer protection statutes pay for your attorney's fees, there is no reason to have to muddle through this on your own....
Archived
I have a car loan at 29 apr i am 60 years old is there a way to get my apr cut to a lower rate
Michael's answer
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Answered on October 13, 2015
29% APR sounds extraordinarily high, but the other attorneys are correct in that there may be no legal remedy for just that. That is not the end...
Archived
What kind of a lawyer do we need?
Michael's answer
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Answered on September 27, 2015
Attempts to collect a debt are governed by a Federal law known as the FDCPA (fair debt collection practices act). However, as it affects your...
Archived
Debt Collection
Michael's answer
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Answered on September 27, 2015
Attempts to collect a debt are governed by a Federal law known as the FDCPA (fair debt collection practices act). However, as it affects your...
Archived
Does my bank have the right to deny a fraudulent claim totaling 5K on a CC issued by them without a proper investigation?
Michael's answer
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Answered on September 10, 2015
Asking fro help is definitely the right move. You DO need help, and fast. Obviously I can't be too certain with this little of information but...
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Archived
"Is there a proactive way to check for warrants in my name due to criminal identity theft?"
Michael's answer
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Answered on September 07, 2015
Not really. That is a somewhat complicated question given that I don't know how your ID was compromised. Generally, this is what I tell people: ...
Archived
About two years ago I cosigned for a car for my now ex daughter in law since than it has been repoed now im getting calls
Michael's answer
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Answered on August 29, 2015
I don't have enough info to give you a clean answer. That being said, you may have more outs than you realize. What is in your paperwork may...
I receive KPERS each month. Can these payments be garnished?
Michael's answer
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Answered on August 21, 2015
Not really, but maybe. While KPERS is a government retirement account, and therefore exempt, it still may require activity on your part to keep...
Archived
Can i countersue a creditor for harrasment?
Michael's answer
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Answered on August 12, 2015
First off, I'm sorry my answer is so brief, but I am writing from my phone.
You should call a consumer attorney. I suggest going to...
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