What to expect when going to trial for credit card debt

You will likely lose your case and have a judment entered against you without the help of an attorney. Your best bet is to hire an attorney to...

What are the most important pros and cons of bandruptcy?

The pros and cons of bankruptcy depend on your individual situation. My office offers free consultations so that you can make an informed choice...

How long do I have in my home if I cannot pay the back mortgage of over $8,000. Should I file a chapter 7?

Foreclosures can move quickly in Missouri as Missouri does not require a court hearing. If you plan to surrender the home, you will likely have at...

Someone made a purchase 2 yr ago with our co. now claims it was purchased for someone else. Bill still unpaid, who is debt is it

As a general rule, sue both parties and let them sort out the laibility. One will likley throw the other under the bus and the facts will become...

I got served papers for a wage garnishment they said it was a hearing do I need to go to court

Be sure to claim the head of household exemption if you have children. It will reduce the garnishment to 10% of your gross income instead of 25%.

Can I turn in a leased car that was included in CH 7 but not reaffirmed.The lease is technically due in 7 months

The treatment of leases in bankruptcy is complex and it varies in various court jurisdictions. Generally speaking, if you did not reaffirm your...

What is the max. interest that can be charged on a judgment obtained by a credit card company?

9% is the maximum rate unless your contract specifies otherwise. Credit card companies often include default interest rates as a term of your...

Generally speaking, if your ticket does not indicate that a court appearence is required you can simply pay the ticket by mail and avoid court. I...

Federal Tax Lien vs house in foreclosure

The IRS will not seize an asset which has no equity for them to collect. The tax lein sounds like a formality in your case. You will want to...

We sign a loan modification on Oct 4,2011. My husband died suddenly on Oct 21, 2011. bank wont modifiy with me? what to do?

If you and your husband signed a loan modification agreement on 10/04/2011 prior to his death, and it was a binding contract, the bank may not be...