Can waiting to file Chapter 7 Bankruptcy be a poor decision?

You need to bring your income in to alignment with expenses. Bankruptcy may be required, but you likely need more planning for a bankruptcy than...

You wrote, "Does the creditor have a right to your income tax returns ?" The Creditor cannot directly garnish the IRS (with a few rare...

Once a judgement is obtained and the garnishment has begun, does interest still accrue?

You wrote, "Once a judgement is obtained and the garnishment has begun, does interest still accrue?" A: Yes. The judgment interest on the writ is...

Ih in ad to short sell my house. How long before I can file bankcruptcy

You would probably be better off if the short sale was completed and you filed bankruptcy not-owning the real estate.

Can my husband and me use the whole $7,350 on just one car in a Chapter 7?

It is not "value" that is protected, but rather "equity", being the difference between market value of the vehicle and loans secured by the vehicle.

How do I handle this? Do I call my bank and stop payment on this?

Your bank might charge you for de-authorization of the automatic debit. Be vigilant about checking your account for re-submissions with a slightly...

Can lawyer/discover card take from my bank account if I am no longer working?

Sounds like there is a judgment that was stayed from collection actions so long as you complied with the installment terms. They did not close the...

A payday loan company cannot directly garnish your IRS income tax refund.

How to satisfy bankruptcy requirements if my spouse is unable to attend hearings and do credit counseling?

In Eastern District of MO, where I practice, a power of attorney, with a specific provision for filing bankruptcy, can be of great assistance in...

Bankruptcy might be a disaster for your business as the court cannot force the lender to renew or extend a completed loan.