You wrote, "Once the 7 years expire on a judgment .. Must it be refiled to be valid...?" A: A Writ of Scire Facias (aka Renewal of Judgment)...

Can I stop a wage garnishment by Friday 12/6/2013?

You wrote, "Can I stop a wage garnishment by Friday 12/6/2013?" A: Theoretically, yes. As a practical matter, a Chapter 7 would run into the...

Is personal IRS income tax debt a priority or non-priority debt in a Chap 13 bankruptcy?

You wrote, "Is personal IRS income tax debt a priority or non-priority debt in a Chap 13 bankruptcy?" A: It is a priority debt listed on Schedule...

Is personal IRS income tax debt a priority or non-priority debt in a Chap 13 bankruptcy?

Please stop re-posting the question.

You wrote, "Bank of America [using] ... available funds in a debtor's checking account to try to pay for a .... BOA credit card?" A: Although...

If three people jointly own my primary residence, how will this play out in chapter 7 Bankruptcy?

You wrote, "How would this be listed on the bankruptcy?" A: As a percentage or fractional ownership interest on Schedule A "Real Property, and a...

If three people jointly own my primary residence, how will this play out in chapter 7 Bankruptcy?

You wrote, "How would this be listed on the bankruptcy?" A: As a percentage or fractional ownership interest on Schedule A "Real Property, and a...

Have not received response

Brevity is the bane of useful answers. I suggest you repost with more detail.

Do you have to file bankruptcy prior to a foreclosure

You wrote, " I have been told by people that have gone through this that once it goes through foreclosure you can't file for bankruptcy." A: No...

File your Suggestion of Bankruptcy with an answer asserting your claim of discharge and referencing an exhibit with a copy of your discharge order...