Archived
Is there a way for me to collect an unsecured debt owed to me from a previous civil suit years ago from someone who filed bk?
Gary's answer
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Answered on December 01, 2013
You wrote in a comment, "I was told by the attorney I had at the time that "I was going to be an unsecured debt on his credit forever- that there...
Archived
After a Chapter 7 bankruptcy can I amend my tax return to claim a larger refund? Or should I just leave it alone?
Gary's answer
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Answered on December 01, 2013
A tricky situation...
I suggest considering a letter to the bankruptcy Trustee advising that if an amended return is filed an additional refund...
Selected as the best answer
Archived
National Data Center question concerning "0% Of Claim To Be Paid" to Unsecured Creditors.
Gary's answer
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Answered on December 01, 2013
The "0% to unsecured Creditors" is a minimum guarantee but such Creditors can receive payments. You cannot finish without completion of the...
Michigan statute of limitations on credit card debt is up, yet I received a court summons last week. What are my options?
Gary's answer
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Answered on December 01, 2013
You must formally file a timely response or a default judgment will be taken against you.
Archived
Are we obligated to any part of this mortgage?
Gary's answer
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Answered on December 01, 2013
From your recital of facts, you are not obligated on the non-reaffirmed mortgage loan.
Archived
Lost job 19 grand in debt, bills all up to date until January. if I don't get a job then what?
Going to move in with brother
Gary's answer
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Answered on November 30, 2013
You wrote, "I'm ... looking for a bankruptcy attorney that [will] take a small payment to start the filing and maybe put the fee into the chapter...
Archived
Do I owe money for a loan I took on life insurance that was discharged by 2009 bankruptcy?
Gary's answer
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Answered on November 30, 2013
A discharge order affects the ability of the discharged Creditor to enforce the debt by most collection procedures, such as filing suit, creating a...
Archived
Bankruptcy now? Or wait until after graduation?
Gary's answer
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Answered on November 30, 2013
You wrote, "Mom will get a job after graduation, hopefully increasing our income between 30-50% if not more..."
A: Such a change in income would...
Archived
HOA filed a lien against my home without notifying me first.
We only owe $222.00.
How do I get the lien removed?
Gary's answer
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Answered on November 30, 2013
You wrote, "On 11-21 the lawyer sent a letter notifying us of the lien, threatening foreclosure, if the total due of $717.09 (incorrect...
Archived
Is it okay to write directly to a Bankruptcy Trustee, when you are in active BK and your lawyer disappears on you?
Gary's answer
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Answered on November 30, 2013
Consider getting a list of your docket entries and consulting an attorney for an opinion on firing your current attorney.
P.S. You may have a...
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