I have a credit card debt that the Michigan statute of limitations is definitely expired on (more than 6 years since last payment). The suing attorney refuses to accept this as defense and is requiring a formal answer to the complaint. I've contacted an attorney but I'm not feeling very confident with their response to the matter. Documentation regarding last payment has not been provided by the credit card company yet, however, I know for a fact that the 6 years is up. I'm not sure if it is worth mentioning, but the debt is no longer showing on my credit reports either. It was removed last year. Do I have any recourse here? I'm not proud of the situation but it is what it is. One of my concerns is that I'll have to pay an attorney and not be able to recover that money.