Archived
I have really bad credit and we were wondering if we get married "will my bad credit harm his credit?"
Gary's answer
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Answered on August 16, 2014
Your existing credit scores are separate and it is possible, but difficult, to keep them separate after marriage.
A bankruptcy prior to marriage...
Archived
I borrowed $19000 .amount due is $49000. Have psid $50000 how come I still owe $34000 .this is a defaulted student loan need hel
Gary's answer
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Answered on August 15, 2014
You wrote, "how can I possibly still owe this much?"
A: interest and collection fees.
Archived
Answers to a creditors unverified debt request for admission
Gary's answer
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Answered on August 15, 2014
Requests for Admissions are a standard practice of collection attorneys here In Eastern District of MO, where I practice. This process enables a...
Archived
I'm in litigations over wrongful foreclosure,lender called & acknowledged we made all principal/interest pymts,
Gary's answer
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Answered on August 15, 2014
You did not ask a question. I suggest you re-write and re-post.
Archived
In Phoenix, AZ in filing Chapter 7. I currently owe H.O.A. $1000. What happens to HOA lien after Bank takes possession?
Gary's answer
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Answered on August 15, 2014
In addition attorney Ellis's excellent answer, your market (like mine in St. Louis, MO) may have realtors who focus on short sales, an option to...
Archived
What is the maximum interest rate on wage garnishments in Arizona? What does it mean "interest accrues at rate of 204%?
Gary's answer
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Answered on August 14, 2014
The interest rate citation would arise from the judgment.
Archived
I am the defendant, I found out that the plaintiff took money from a joint account that was in both of our names and she is
Gary's answer
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Answered on August 13, 2014
Avoid a default by answering the complaint.
Archived
Can an original creditor still contact me at work if I ask them not to bc my employer forbids none business related calls?
Gary's answer
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Answered on August 13, 2014
It appears that the FDCPA would not apply.
Archived
Question :
Execution of garnishment from judgment by a creditor after the 10-year statute of limitation
has expired.
Gary's answer
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Answered on August 13, 2014
Check. MO casenet to see if the judgment was timely renewed and for information on garnishments or other collections during the 10 year period...
Archived
Can credit card creditors get access to Social Security Disability lump sum;
Gary's answer
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Answered on August 08, 2014
There are strong exemptions that attach to funds traceable to a social security payment, although in some states that protection may be attenuated...
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