Archived
Is a reverse home mortgage advisable if facing personal Ch7bankruptcy due to unavoidable circumstances in my business.
Gary's answer
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Answered on August 24, 2014
Reverse mortgages are tricky from a bankruptcy perspective.
The balance of the loan--and the lien against the house-- as Attorney Bunce noted--...
Archived
Should I file a chapter 7 if my ex is filing chapter 13 on the same bill?
Gary's answer
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Answered on August 23, 2014
The divorce decree is not binding on the company. Consider bankruptcy.
Someone I know committed welfare fraud and bankruptcy fraud?
Gary's answer
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Answered on August 23, 2014
Assuming your allegations are borne out, the likely bankruptcy punishment would be revocation of the discharge
Archived
Will my boss be in legal trouble if he doesn't direct deposit my paycheck with a bank account garnishment? (See details below)
Gary's answer
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Answered on August 23, 2014
Your boss needs to consult an attorney.
The bank is looking after it's own obligations & interests: these might not match the goals of your...
Archived
Need advise on my plan to prevent homelessness if I have to walk away from current mortgage in the near future.
Gary's answer
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Answered on August 17, 2014
Research what current rentals are going for in your market to help determine if your rental plan is feasible.
Archived
Should He/She continue to pay collection agency or prolong paying them until he/she finds out what restitution may be?
Gary's answer
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Answered on August 17, 2014
Restitution is usually associated with criminal prosecutions, whereas collection agencies lack authority to make criminal charges.
Your...
Archived
I'm married. Would like to file a Chpt 7. Due to personal reasons, my wife Will Not File a bankruptcy. Can I file, by myself?
Gary's answer
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Answered on August 17, 2014
Your right to file will be affected by the Means Test: your spouse's income may be a factor in you qualifying for a Chapter 7.
Archived
How can I get a garnishment over turned?
Gary's answer
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Answered on August 17, 2014
It could be a clerical error: contact GC Services.
Archived
When filling out Schedule F, for bankruptcy, if the debt is from credit cards, medical bills, and loans from relatives....
Gary's answer
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Answered on August 16, 2014
If there are multiple debts from a single creditor, list the last date of the series. For example, the last date medical services were provided.
Archived
If your wages were garnished before you file for bankruptcy, can you get those wages back after your case was discharged?
Gary's answer
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Answered on August 16, 2014
You wrote, "Can any creditor come after you after you file, if you forgot to list them as a unsecured non-priorty debt?"
A: In most jurisdictions,...
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