What should i do

Unfortunately, what you're describing has become all too common these days. it's hard to tell from the info here whether the person calling you is...

I agree with the other attorney that commented that opening a credit repair business is much more complicated than a license and determining...

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How is it legal for them to send letters for legal action and can this negative strike be removed from my credit reports?

You should contact a Missouri attorney to review your case, including all of the documents associated with the debt. You may have multiple options...

What can I do legally? What type of attorney should I be seeking? Should I be seeking a class action lawsuit for this matter?

I'm sorry to hear of your loss & what you have had to endure. Based solely on the information provided above, I do not believe that it's likely...

How do I know if I'm eligible for exemption? Also should I file a dispute since the debt is over 10 yrs old?

There is some information that is not included in your post that would be needed to better answer your question, and you would be well served to...

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Deceleration of non responsibility: red light photo enforced. If I put down who was responsible, do they get the ticket?

Whether a ticket is entered against the other person is likely a question of discretion for the city/municipality and/or the city's red light...

Debt collectors

The Wisconsin statute requires in-state debt collectors to be licensed with the WI Department of Financial Institutions while out-of-state debt...

Can I cancel the sale or get a replacement?

I agree with the other attorney that indicates that you may well have a good case here. Obviously, a more thorough review of the details is...

Is it actionable conduct when a collection agency attempt to collect a debt in an amount a debtor does not owe?

Based on the information provided here, it sounds as if there may be a cause of action here under both the federal Fair Debt Collection Act as well...

Do I need a attorney

I'd recommend that you consult an attorney. While there are several questions that need to be asked about your situation. However, I'd...