Archived
Can a "Business" credit card (for a defunct S Corporation) be included in personal bankruptcy ? Or is this a separate process ?
Ray's answer
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Answered on August 08, 2013
Either you are personally liable on a debt or you are not.
You may be liable because you signed for it or guaranteed it.
In any event, in...
Archived
How do I get my bank account unfrozen now that I have filed chapter 7?
Ray's answer
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Answered on August 08, 2013
Assuming that your bank account is "frozen" because it was garnished, the garnished funds belong to the Trustee until he/she abandons them.
If the...
Archived
Can I take my child out of Illinois?
Ray's answer
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Answered on August 08, 2013
If there is no court order otherwise, you can take the child wherever you wish.
The only problem is, after you move, the father can file a...
Archived
Voluntary Chapter 7 Bk - Can (not filed on) car creditor force me to agree to an added Balloon payment, after Reaffirmation?
Ray's answer
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Answered on August 08, 2013
The reaffirmation agreement spells out the terms between the new terms between creditor and debtor.
If you did not sign a reaffirmation agreement,...
Archived
Chapter 7 and Second Morgage
Ray's answer
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Answered on August 08, 2013
If properly recorded, and there is no reason to believe they weren't, both mortgages are liens against your house.
When you refinance or sell, the...
Archived
I am on parole and I got charged with a domestic battery on my wife the case was dismissed in court s
Ray's answer
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Answered on August 08, 2013
If your wife charged you with a trumped up domestic battery charge, why would you want to go back to her.
If you still want to go back to her and...
Archived
What would happen if an underaged driver got into a car accident and ended up killing someone?
Ray's answer
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Answered on August 08, 2013
Being an underage licensed driver and/or killing someone has nothing to do with anything.
The real issue is whether the driver was at fault.
Once...
Archived
Will a states attorney help with my speeding ticket?
Ray's answer
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Answered on August 08, 2013
What was your speed.
Closer to 31 or 39.
This is a Class B Misdemeanor.
It's highly unlikely you will go to jail.
The real issue is whether you...
Archived
Can I ask for relief in my response to a petition to modify child support?
Ray's answer
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Answered on August 08, 2013
Modification is a two way street in the event of change of circumstances.
You have a right to request review of the amount you are paying based on...
Archived
Bankruptcy
Ray's answer
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Answered on August 08, 2013
Your filing would be no different than anyone else's.
All the debts that are dischargeable will be discharged.
Since you were gone 18 years, you...
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