Archived
Can your Chapter 7 case be Dismissed, Re-Opened 5 years later without your knowledge, and then Discharged?
Ray's answer
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Answered on August 08, 2013
First, the only place in America that knows what happened in your bankruptcy is the bankruptcy court.
Everyone else is just talk.
Second, it...
Archived
My husband is sole owner of our house, $1000 Soc Sec income I pay all bills and he wants to sell the house and kick meout w/noth
Ray's answer
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Answered on August 08, 2013
He can't afford you to leave.
How can he make the house payments without your income?
If you really like the house, you should buy him out.
Archived
Petitional for Rule to show cause and atty fee's
Ray's answer
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Answered on August 08, 2013
The Petition says how you did not comply with prior orders of the court.
It shouldn't be too difficult for you to admit or deny the...
Archived
If both my first and 2nd mtg were included in chapter 7 if i walk away from home what are the legal issues i will have or isit
Ray's answer
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Answered on August 08, 2013
People who are underwater on their homes often file bankruptcy just to walk away from it.
Mortgages, taxes, etc. are all liens against the house....
Archived
If I file chapter 7 on credit card Is the tax to be paid on the debt?
Ray's answer
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Answered on August 08, 2013
In general, cancellation or discharge of debt (commonly known as debt forgiveness) is taxable income.
There are many exceptions.
One big...
Archived
If i were to put son on my house as co-owner would that effect my credit rating ? His credit in oast not good.
Ray's answer
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Answered on August 08, 2013
To every thing there is a season, and a time to every purpose under the heaven.
So, what is the purpose of doing this.
Assuming that you want to...
Archived
Can I still receive ssi disability that I have been on since May, 2011. I have inherited 20k, do I have to report this money?
Ray's answer
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Answered on August 08, 2013
The SSDI is your money based on being insured while you were working. You can hit the lotto and still get that money.
The SSI is a welfare program...
I am ProSe and would like to know if it is possible to hold a deposition
Ray's answer
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Answered on August 08, 2013
Seems like the judge thinks you are abusing the court system.
In Illinois, child support is based on guidelines. In other words, pretty cut and...
Archived
Chapter 13 through a divorce
Ray's answer
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Answered on August 08, 2013
So, did you two file a joint Chapter 13 or is it just yours?
We don't know how long you've been married. Whether these are joint or separate...
Archived
Before I file for Bankruptcy, should I call each creditor and see if they will accept 0%, reduced and deferred payments?
Ray's answer
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Answered on August 08, 2013
Why do you want to waste 20 cents on the phone calls.
First, can you imagine how many layers of people you are going to go through to get...
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