I've just been transfer to selene bank and I just made my first modified plan payment then bank of america sold my loan to selen

If you have satisfied any trial modification period and have a signed mortgage modification, then any new servicers/banks would take the mortgage...

Can I get help to negotiate with the bank on my delinquent mortgage payments to avoid losing the home?

You may have several options. First, several loan modification programs allow for more than one modification based on a hardship, particularly if...

Can a person sue me and take my collateral if the suit has already been filed

You would have to consult your loan agreement with them. I assume this is personal property that you put up as collateral, therefore they likely...

I have a closed auto loan account. I haven't made a payment in almost 2 years. I now owe more than the value of the vehicle.

If you stopped paying on this vehicle due to a bankruptcy, then there should be no further liability on the loan. Unless, you reaffirmed the debt...

I settled my medical bill with the collection agency.

Did they send you any sort of confirmation of payment? Did it say that the debt was paid in full or settled? Did you pay the bill directly to the...

Will I have to pay bankruptcy estate my inheritance if I refuse my inheritance when 3 months are left on my chapter 13?

Typically, you are required to report any changes in income, including an inheritance ,and your bankruptcy must be adjusted accordingly. First...

Summons and answers

If you are able to negotiate a higher settlement, then proceed to do so. But, I would caution against "over looking" a "request" of the court to...

I received a copy of a document that was submitted to the court that says "Satisfaction of Mortgage." What does that mean?

A bankruptcy does not cancel a mortgage or extinguish a lien, it only removes your obligation to pay and forbids the bank from collecting from you...

You will have to consult with a bankruptcy attorney to make sure that your settlement is exempted. A lack of income would not disqualify you from...

A bank I owe money from an unsecured loan to called my wife on her cell to try and locate me. Is this legal?

The Fair Debt Collection Practices Act only really applies to debt collection agencies. If the "bank" is making the calls directly, they are not...