Archived
If the new owner of the mortgage loan does not send me notice of the sale and transfer to it, what can I do?
Henry's answer
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Answered on October 06, 2011
While this does not fit directly into my practice, there are claims that can be pursued under various consumer protection/lending laws, including...
Can I chapter 7 bankruptcy for an auto accident so I can have the lien removed so I am my Driver License
Henry's answer
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Answered on October 06, 2011
A bankruptcy filing will resolve the suspension of the license. Based on the information provided, it should also resolve the debt.
The scope...
Archived
In the state of Illinois, what do we need to do to keep my 92-year old mother's assets out of probate court when she dies
Henry's answer
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Answered on October 04, 2011
I agree with the above, but with reservations. Not to add negative elements where they may not be needed, but the risk in this type of planning is...
Archived
My wife and I are filing chapter 7. We are current on our mortgage and we want to keep our home.
Henry's answer
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Answered on October 01, 2011
There are too many factors to evaluate which chapter to use. The scope of this space does not afford an opportunity to assess the situation and...
Archived
If my son was attacked by 3 men in a bathroom at a bar. Can we sue the bar for lack of security?
Henry's answer
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Answered on September 26, 2011
This is not a matter I would handle, but I would question whether strict liability may apply under the Illinois Dram Shop Act, which would remove...
Archived
We filed chapter 7 Bankruptcy a couple of months ago in Illinois. How long do we have to stay in our home?
Henry's answer
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Answered on September 21, 2011
You should consult your bankruptcy attorney, but the date you must move will be tied to the foreclosure, not the bankruptcy. I would estimate...
Archived
Used a credit card to pay for a $1000 trip for medical purposes for my son. Can we file and give the cc co $$ for that expense?
Henry's answer
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Answered on September 21, 2011
While there is not likely to be a problem presented by the specific charge on the account, the implications if there is a challenge should be...
Archived
I am going to get married to a man who filed Chapter 13 Bankruptcy. Will I have any financial problem as his new wife?
Henry's answer
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Answered on September 21, 2011
In addition to information you have been given in the other answers that have been provided, I suggest that you have your future husband discuss...
Archived
In Illinois real estate, is there a maximum percentage or amount that can be applied to down payment or purchase?
Henry's answer
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Answered on September 20, 2011
If I am getting the correct understanding, I assume you are considering a lease-option or an installment agreement for purchase (also commonly...
Archived
Do I need a real estate attorney?
Henry's answer
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Answered on September 20, 2011
I urge you to consider representation for your closing transaction. This really comes down to the risk of paying now or paying later. A few...
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