Questions answered by Henry Repay

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Can a car note be included in a Chapter 7 if I still have the car and paying the note on time?

Henry's answer | Answered on August 31, 2013

You must list the debt. You are swearing under oath that you have listed each of your obligations: secured loans, unsecured loans, mom and dad,...

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Can I buy a condo in my own name while still married?

Henry's answer | Answered on August 27, 2013

Apart from the legal advice you are being given, is this a sound financial decision? Perhaps an appointment with a good counseling service or...

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I assume there are options of ways to sue someone ; does it have to be Partitions when jointly owned property is involved ?

Henry's answer | Answered on August 14, 2013

Legal recourse is partition, but other approaches should be examined. You have pointed out all the disadvantages of going to court. The other...

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I had my name added on a quit claim deed with a long time friend. He died & I sold the house. He had credit cards which were

Henry's answer | Answered on August 13, 2013

If the house was owned jointly, meaning you survived to the title, then you may not be responsible to pay bills from the proceeds. There are...

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My friend died and left me his house and it was sold. When are you responsibe for someone else's credit cards? They were only

Henry's answer | Answered on August 13, 2013

Not sure why this appears under bankruptcy rather the probate/estates or real estate. If the house was owned jointly, meaning you survived to the...

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Was injured at work, was told to have mandatory drug test and clock out, lost wages. Is this legal? second question,

Henry's answer | Answered on August 13, 2013

I agree with the earlier answers. It bears repeating that there may be employment law issues in addition to the workers' compensation question. ...

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Hello my sister lives in Illinois, her friend of 40 years just passed away and in his will he left her his condo, it's filthy.

Henry's answer | Answered on August 12, 2013

You have received good responses that are prior in time to mine. I wonder, however, whether you are referring to property taxes or income...

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Wife and I want a divorce but we can't afford it. Underwater mortgage. Bills up ying yang. Short sale? Walk away? Bankruptcy?

Henry's answer | Answered on August 08, 2013

I encourage you to review all options for saving your marriage. That said, I would give the short sale a go, but lenders are all over the place...

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How to disown my son and get him off my property deed

Henry's answer | Answered on August 05, 2013

I agree with most of the earlier answers that you need to get advice from an attorney looking at the deed or deeds that set up the present...

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I have credit card Unsecured debits that went into collection. I have about 10 -15k in debt. Should I file 7BK to wipe out

Henry's answer | Answered on August 05, 2013

For that amount of debt, I usually begin with the presumption that bankruptcy is an extreme step. As already pointed out, however, there may be...

Henry Repay's Answers (2725)

Can a car note be included in a Chapter 7 if I still have the car and paying the note on time?

Can I buy a condo in my own name while still married?

I assume there are options of ways to sue someone ; does it have to be Partitions when jointly owned property is involved ?

I had my name added on a quit claim deed with a long time friend. He died & I sold the house. He had credit cards which were

My friend died and left me his house and it was sold. When are you responsibe for someone else's credit cards? They were only

Was injured at work, was told to have mandatory drug test and clock out, lost wages. Is this legal? second question,

Hello my sister lives in Illinois, her friend of 40 years just passed away and in his will he left her his condo, it's filthy.

Wife and I want a divorce but we can't afford it. Underwater mortgage. Bills up ying yang. Short sale? Walk away? Bankruptcy?

How to disown my son and get him off my property deed

I have credit card Unsecured debits that went into collection. I have about 10 -15k in debt. Should I file 7BK to wipe out