If Resource Management Group concealed their Identity, or lied to you about who they were in an attempt to collect a debt, you may have a cause of...

You may have a case under the Fair Debt Collection Practices Act. If this third-party is calling and harassing you while you are at work, they may...

Is it too late for me to do anything?

Although it might be told for ebay, it is possible that you have some assurances via paypal, which is the company you make payment through on ebay....

I am behind on all my bills including my mortgage. Should I consider bankruptcy? I have tried to sell, refinance my house

Filing for Bankruptcy might be a good option for you. If you are falling behind on several bills, a Chapter 13 is a good way to package all of...

I agree with the answers indicating that you probably signed a voluntary wage assignment. A wage assignment allows the creditor to garnish your...

Employer took wages from my check without a garnishment order

It is possible that there is a violation of the FDCPA. You should ask your employer for the paperwork they received, and gather any information...

If I default on a personal loan, what assets of mine are protected in the event of a lawsuit?

In Illinois, most retirement assets are exempt. Also, you have a $4,000.00 wild card exemption that you can apply to any assets you own. If your...

What should I do when a Collection agency has filed a default when statements weren't received to begin with?

It sounds like you are making payments according to an agreement, and you have received no accounting or statement that reflects the amount due...

I recently paid a Medical Bill that had been turned over to collections. I wrote paid in full on check they want collection fee.

By writing "paid in full" on the check, you have an argument that the account is completely satisfied once the check is cashed. The collection...

Will a warrant for failure to appear be issued if I dont show up in court over a summon from a collection agency?

I agree with some of the answers provided by other attorneys on this thread. A failure to appear alone will not result in a warrant being issued. ...