Archived
If we did not re-affirm our mortgage in our Chapter 7 BK, can the bank put the foreclosure on our credit report?
Karen's answer
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Answered on March 13, 2013
Filing a bankruptcy case does not affect or prevent credit reporting. If a foreclosure case is filed it can be reported on your credit report.
Archived
Language interpreter for Cook County court.
Karen's answer
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Answered on March 13, 2013
You need to clarify with your friend what court or proceeding you are being asked to interpret for. The bankruptcy court in downtown Chicago is a...
Archived
Can I file an answer and not file an appearance in Illinois for a summons for collections?
Karen's answer
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Answered on March 13, 2013
You need to file the appearance pro se, pay the appearance fee and file an answer to the complaint. Good luck.
Can I ask the court to award 'punitive damages' to non-party charity?
Karen's answer
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Answered on March 12, 2013
I have heard of awards to charities in really large cases. I do not think you can ask for it in a small case. It would seem problematic if it...
Help with Bass and Associates calls over Best Buy credit card 2 years after chapter 7 discharge, what to do?
Karen's answer
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Answered on March 12, 2013
So sorry you have this post discharge problem. It seems that the Best Buy debt should have been addressed before you received your discharge. ...
Archived
I,m trying to refinance my 1st Mtg. after a chapter 7 BK my 2nd mtg was charged off. How do I remove the lien?
Karen's answer
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Answered on March 12, 2013
In Illinois, based upon the law set by our Seventh Circuit, you cannot remove a lien through a chapter 7 bankruptcy case. Liens pass through...
Archived
Is a debt to the Dept of Defense dischargable under chapter 7?
Karen's answer
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Answered on March 12, 2013
A debt to the Department of Defense can be discharged in a chapter 7 case. The Department of Defense does not produce a debt that is a tax or a...
Archived
11 U.S.C. § 101(2), (45): Can you describe the meaning of the term "within the third degree as determined by the common law".
Karen's answer
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Answered on March 11, 2013
Yes. Your niece is your relative for the purposes of the bankruptcy code. That means she is an nsider and subject to different time frames for...
Archived
Can I switch from Ch 7 to Ch 11
Karen's answer
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Answered on March 11, 2013
Not easily. You need experienced bankruptcy counsel. It needs to be determined if there is cause for you to consider a chapter 11 or if you are ...
Archived
What should i do when i go to court against this collection agency?? do i need a lawyer?
Karen's answer
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Answered on March 11, 2013
You should make sure it is your debt. it is not your debt or if key paper work is missing, you might have a defense. If it is your debt, the...