I filed and got discharged for chapter 7 over 2 years ago, and just now I've been getting letters from Brass and Associates asking me to "voluntarily surrender" purchases ( letter is very vague , it doesn't say what they want back ) from my Best Buy credit card. They have also been calling every single day of the week from different numbers and leaving messages for the past month
I need an advice on what to do. The things I purchased on the card are all over 5-6 years old and most of them I don't even have anymore.The card was listed as unsecured and They did not ask to reaffirm the debt and didn't show up on the meeting either. The letter I've been receiving is alway the same.. "we've been informed that your case has been discharged. Please be advised that our client is secured by a purchase money security interest in consumer goods. If you intend to voluntarily surrender the collateral, please provide de information below".