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We filed chapter seven (which was granted) and our house was foreclosed. How long does the lender have before they have to take
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Answered on July 17, 2011
First - the lender must go into the BK court and get an Order to Lift the Automatic Stay. This essentially moves the foreclosure from the BK court...
Archived
I have a vacant lot near Dallas that I planned to build a home on, but my job has taken me to Houston
Bernard's answer
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Answered on July 17, 2011
Texas has very favorable laws regarding your primary residence in a BK which might stop any adverse action against it if you default on the empty...
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Archived
Mom passed away while home was being threatend with foreclosure. Some equity - need to know how to go about claiming/letting go
Bernard's answer
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Answered on July 17, 2011
The executor of the estate is the proper party to represent ownership. Given what would seem like equity remaining in the property, I would get a...
Archived
Chase home mortgage filed a profit and loss charge off on my home equity line of credit. Are they likely to foreclose my home?
Bernard's answer
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Answered on July 17, 2011
The internal accounting for your loan does not relieve you of the obligation on payments. After that, it's guesswork.
Archived
I live in San Diego CA. My home is in foreclosure. How do I know the lender signed the trust deed?
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Answered on July 17, 2011
There are a couple of reputable forensic audit firms but also some dodgy ones. I suggest you go to a CA attorney that specializes in this area to...
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We were stuck in a ARM loan and tried to refinace at the first increase. We were told to hold on a new program was coming. We
Bernard's answer
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Answered on July 17, 2011
This is basic contract law on offer and acceptance terms. If you search, you will find a lawyer to take this on with costs you can afford - try...
Archived
House foreclosed, sold, redeemed by owner; problem with cert check caused issues. sum-judgement. facing evict. suggestions??
Bernard's answer
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Answered on July 17, 2011
It's difficult to understand what has happened with regard to your property. You seem to be focusing on a tax issue but say you lost an appeal. If...
Archived
Can I rent a foreclosed condo in Illinois if the previous owner won't sign over possession?
Bernard's answer
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Answered on July 16, 2011
I'll address the last question. If the guy is genuine, there is no need to declare a residential or office address to execute the documents...
Archived
Will sale date get postponed until loan modification decision is made?
Bernard's answer
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Answered on July 16, 2011
You are in what is called the 'dual track' system. On one track is the foreclosure process - the other is the loan mod process. Horror stories...
Archived
How do I respond to a foreclosure summons in Wisconsin?
Bernard's answer
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Answered on July 15, 2011
In that case you need to get to a lawyer in WI. The banks are notorious for putting you on a 'dual track' system whereby they are foreclosing while...
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