Archived
What does a person that has been forclosed upon in MD have to do in order to have deficiency amount cleared from credit report?
Bernard's answer
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Answered on August 01, 2011
I suggest that you challenge the credit report directly with the credit agencies. That can be done online and it is easier to get a change. My...
Archived
My home is facing foreclosure, I am trying to do a deed in lieu. I have a payment plan with my HOA, can I still be approved?
Bernard's answer
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Answered on August 01, 2011
If they agree to a Deed in Lieu - it is their obligation to determine any liability owing to the HOA. That being said, your agreement to pay them...
Archived
My loan is not in foreclosure they sent a letter of intent to forclose tried to give them partial payment they wouldn't accept
Bernard's answer
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Answered on August 01, 2011
Yes - by accepting a partial payment the bank may be construed to have agreed to a different payment obligation and so they won't do it without a...
Archived
Im renting a home that is now being sold in a short sale. However I just had a rep from the bank come & deliver a notice for the
Bernard's answer
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Answered on August 01, 2011
The foreclosure or nonpayment of the mortgage by the landlord does not relieve you of the obligation to pay the rent. Essentially you got what you...
Archived
I am being Foreclosed on by FLAGSTAR BANK.
Bernard's answer
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Answered on August 01, 2011
It sounds as if you have invested time and energy into researching your mortgage situation. It would be a shame to lose on procedural grounds. I...
Archived
Chicago - if servicer recieved full settlement and then some, can it still foreclose even though it doesn't own Note?
Bernard's answer
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Answered on August 01, 2011
A party can only collect on a debt once. That being said, if by "we" you are referring to you and your attorney - you should be directing any...
Archived
Question regarding summary judgement in Florida
Bernard's answer
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Answered on July 31, 2011
If you want to take a run at getting the property back, you could seek to have the Plaintiff's (bank) case dismissed for want of prosecution. Given...
Archived
A foreclosure action was filed in florida and a lien from the homeowners association was on the property prior to filing
Bernard's answer
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Answered on July 31, 2011
Depending on how the HOA and bank handle the lien and if any local statutes apply to required past due payments to be made, the lien may or may not...
Archived
Florida Foreclosure Court
Bernard's answer
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Answered on July 31, 2011
A FLA lawyer can tell you the statute meaning but in general, the BK stayed the proceeding in foreclosure court temporarily. When that 'stay' was...
Archived
If im on a deed and the home gets forclosed does it effect me in any way
Bernard's answer
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Answered on July 31, 2011
As long as you have no obligations under the Mortgage and Note, you would not be liable. They would name you in a foreclosure in order to...
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