You're mixing two different issues - the foreclosure process and the potential resulting unpaid debt issues. First - the bank is foreclosing not...

My junior loan combined with my heloc automatically after 3 years. Is the whole heloc now considered a purchase loan?

In short - you're liable for the debts. But if I interpret correctly, maybe you're asking what part of the two referenced loans would be liens...

Is there anything I (the homeowner) can do to ensure the loan mod signing documents are provided before foreclosure sale date?

If as I understand it, you are in foreclosure, you should get the loan mod agreement and its status in front of the court. A CA lawyer would be...

Is it legal for a past nominee to assign a mortgage to a third party, and which IL laws are applicable to this scenario?

You may well have a broken chain of title - but you need a lawyer or some other person with expertise in this area to review the title documents...

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I need a foreclosure atty, would you please contact me at 937-854-8257?

It seems that you have two conflicting choices. If the condition of the house is such that you have determined that it is not worth putting any...

Ski lease house foreclosed on; landlord in bankruptcy in Texas; Wells Fargo has title; What do we do???

If the info is correct that WF owns the house, then they are the party to deal with regarding the rental going forward. I would contact the realtor...

Landlord is in foreclosure. He was already 4 months behind on the mortgage when he entered into the contract.

I'm not licensed outside of Illinois. That being said, in general, you need to differentiate between the owner's obligations to the mortgage...

I have a foreclosure debt with ING direct and Wells Fargo. I have checking acct. with Chase, can they take out money?

I am an Chicago Illinois attorney. I get this situation a lot. Let me put it this way, I've had clients with their account swept in your...

My house has recently been foreclosed.

Most commonly in the situation you describe, the second loan would not be paid off in a foreclosure sale. The "deficiency" is usually subject to a...

I am a 71 years old woman with 35000.00 debt on credit cards. I am on a disabled social security . I cannot make these payments

There is another option you should explore - Chapter 13 which is a bankruptcy filing that has a pay plan for certain debts. The plan would seek to...