Questions answered by Bernard James Conway

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Texas Deficiency Judgment and Debtors rights

Bernard's answer | Answered on April 04, 2011

Good question - in a bankruptcy it might be more of a question of a preferential payment - meaning your payment to one creditor as a preference may...

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Texas Deficiency Judgment and Debtors rights

Bernard's answer | Answered on April 04, 2011

Good question - in a bankruptcy it might be more of a question of a preferential payment - meaning your payment to one creditor as a preference may...

Archived

I had 2 mortgages for my house in 2008, but later in 2008 I foreclosured? now there is a error on my credit report.

Bernard's answer | Answered on April 04, 2011

First - the lender forecloses not the owner. I'm not sure about your credit report - but the answer lies in the paperwork and filings regarding a...

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I recently made an offer on a short sale. The bank accepted the offer but mortgage ins company is refusing.

Bernard's answer | Answered on April 04, 2011

Often the foreclosure sale price is less than the Short Sale price - which besides adding the general lunacy of the current state of affairs in...

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I am currently going through divorce which will be final on april 21st. I also am filing bankrupcy jointly within the next week

Bernard's answer | Answered on April 04, 2011

You're pretty advanced in the system to start fighting it now but you might try googling Ann Hyra - she is an attorney in WI that is well up to...

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If a house forecloses, can the wife be held accountable if she is not on the title nor loan but did refinance?

Bernard's answer | Answered on April 03, 2011

You have a lot of moving parts and need more advice than you can get off blog site. You not only need review of the paperwork on the husband's...

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Is a property management company required to check for forclosures when renting a place for someone?

Bernard's answer | Answered on April 03, 2011

Your question is more of a landlord tenant matter rather than foreclosure and you should seek out someone in that practice area or go the agency...

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Why does it seem homeowners fighting foreclosure are actually getting somewhere pro se than ones with council?

Bernard's answer | Answered on April 02, 2011

I agree with the other advice/answer. Further, I don't know of any basis for the contention that Pro Se litigants are doing any better than...

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In a foreclosure case where many letters are sent back and forth, how is the date of receipt determined?

Bernard's answer | Answered on April 02, 2011

It can depend on additional facts - but the only evidence that the attorney can use to show the court that the letter was definitively received is...

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What will happen to my 2nd home (no mortgage) if we foreclose on the 1st home- mtge & 2nd loan. Both homes are in Indiana

Bernard's answer | Answered on April 01, 2011

You need to sort out your situation before filing a BK. You should also look into what options you have with declaring the 'second residence' your...

Bernard James Conway's Answers (443)

Texas Deficiency Judgment and Debtors rights

Texas Deficiency Judgment and Debtors rights

I had 2 mortgages for my house in 2008, but later in 2008 I foreclosured? now there is a error on my credit report.

I recently made an offer on a short sale. The bank accepted the offer but mortgage ins company is refusing.

I am currently going through divorce which will be final on april 21st. I also am filing bankrupcy jointly within the next week

If a house forecloses, can the wife be held accountable if she is not on the title nor loan but did refinance?

Is a property management company required to check for forclosures when renting a place for someone?

Why does it seem homeowners fighting foreclosure are actually getting somewhere pro se than ones with council?

In a foreclosure case where many letters are sent back and forth, how is the date of receipt determined?

What will happen to my 2nd home (no mortgage) if we foreclose on the 1st home- mtge & 2nd loan. Both homes are in Indiana