I am selling my home in Cahokia, Illinois. Who's responsibility is it to request a title search and insurance.

It is not as simple as a 50/50 split. It is customary in the Chicago area that the Seller pays the cost of the buyers' title policy, and for title...

My chapter 13 bankruptcy has been filed with the court.....My meeting of creditors takes place in 3 weeks

I would respectfully disagree with the answer Michael gave. Yes, the funds would be considered "property of the estate," but in Chapter 13 you get...

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What should i do with my condo?

There are two main options. The best option might be a short sale, where you would sell the property for less than the amount owed on the...

With a FHA HAMP modification already in progress, can I declare Chapter 13 bankruptcy and still keep my home?

While I'd like to have more information from you in order to answer the question with more certainty, your best bet might be a Chapter 7 case,...

I had a judgement put against me by my condo association in 2013 in Cook county, it has been satisfied (in March 2014) but no

It depends on whether a memorandum of judgment was filed with the Cook County Recorder. If not, you will be fine for your sale provided you have a...

I would like to know if I should file chapter 7 bankruptcy?

At a minimum, I would suggest that you consult with a bankruptcy attorney. It sounds like you have some items on your credit report that will...

Both my wife and I have names on our house title . How do I remove mine so that it bears her name alone on it?

You would prepare a quitclaim deed from yourself to your wife, and record it at the Will County Recorder's Office. You should be able to find a...

I would like to file bankruptcy either ch7 or ch12?

I agree with the others that the auto insurance claim can be eliminated with Chapter 7. Chapter 7 turns out to be the best option for most filers....

Do I need to pay back the money that I received for IT services rendered prior to bankruptcy?

You are being asked to repay an alleged preferential transfer. The generally idea of a preferential transfer is that the bankrupt company is not...

In Illinois, is it possible to keep your online savings acct when filing ch. 7?

You have a personal property wildcard exemption of $4,000, which can be used to protect the savings account. Unless you have other valuable...

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