Archived
How can I erase credit that's not mine, already disputed, remains on my credit, &be reimburse 4 money I paid on someone's debt?
Michael's answer
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Answered on April 03, 2017
Sounds like you have 2 fronts to fight. 1 is the collection of the debts and 2 is the notation on the credit report. If anyone is still trying to...
Can I file chapter 13 and I owe the irs
Michael's answer
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Answered on April 03, 2017
One of the great things about Ch.13 is the IRS has to file a claim and state exactly what they think is owed. The most recent 3 years of taxes get...
Chapter 13 Means Test Disposable Income Negative -$2261/mo....
Michael's answer
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Answered on April 03, 2017
Yes, it's convoluted. If the means test is done correctly, and you have negative disposable income, then you usually don't have to pay much to...
Archived
My question is if their is too much debt can an executor sell the property to pay the debt?
Michael's answer
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Answered on April 03, 2017
For any house with a mortgage, there's no automatic right to transfer it to someone else. The mortgage company usually objects so something has to...
Archived
Is there a way to stop collection agencies from contacting me on a debt more than 5 years old?
Michael's answer
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Answered on April 01, 2017
Companies out there buy up these types of debt and try to get unsuspecting people to pay on them. Assuming none of these relate to judgments...
Selected as the best answer
What is the debt statute limitation on government(military)
Michael's answer
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Answered on April 01, 2017
The normal statute of limitations in CA is 4 years: http://www.nolo.com/legal-encyclopedia/statute-of-limitations-state-laws-chart-29941.html
but...
Archived
Zombie home and quit claim deed
Michael's answer
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Answered on April 01, 2017
Mr. Caldwell is correct. You are the owner until the ownership is transferred. Sorry to hear about the problem, but this started coming up when the...
Archived
How long does it take my FICO to get to 700 once I pay all debt?
Michael's answer
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Answered on March 31, 2017
The point of the credit reports is to reflect accurate information. If you pay off the debts, you at least reach the point where the balance is $0...
Archived
Do I have to submit an Answer to a Petition from a debt collector trying to get a judgement order for my car?
Michael's answer
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Answered on March 31, 2017
You need to protect your rights and prevent a judgment from being entered. You should work on getting something in writing stating you don't have...
Archived
Will a bankruptcy get rid of a judgment?
Michael's answer
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Answered on March 31, 2017
Attorney fees, like most debts, are presumed to be dischargeable in a bankruptcy. A creditor has to find an exception to that general rule to be...
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