Sounds like your whole problem needs to be addressed. While you can use credit karma to calculate how your score is affected by various things...

In regards to filing for bankruptcy

There's no shortcut for asking various attorneys what their payment terms are. You would need to look them up and make phone calls. In my area,...

You may be better off negotiating a lower payment especially if you are doing business with them in the future. They have a potential weakness in...

Can I file a Motion to Quash a Writ of Garnishment based on a waiver. I believe the creditor waived its' right to collect int.

In my experience, a charge off on the credit report does not mean much. Collection of interest and legal fees is governed by the contract and by...

I won a civil award against a company. The company did not pay. Do I now have to get a judgment on the company?

Most courts have additional procedures that govern how you collect on a judgment, but you have the judgment already. You can try and seize assets,...

Statue of limitations for credit Card debt

Sounds fishy. Need to do some investigating. If they tried to serve you with a complaint, there's a lawsuit on file already with your name on it....

I just got default judgment against me. Seeking advice

The key to answering your questions lies in exemption law: http://www.nolo.com/legal-encyclopedia/north-carolina-bankruptcy-exemptions.html - Nolo...

Whether you can use the no limit exemption will be the main contention in the case. You want to make sure you are on rock solid footing to avoid...

How can you serve a writ of garnishment?

Part of lawyering is learning the rules and procedures for the court. Each court has a published volume of rules that need to be followed to...

Partners are usually personally responsible for the debts so leaving the partnership doesn't close the door on the debts in your name. You would...