Looks like they have 6 years in NY starting generally from the last payment or the time they declared you to be in default:...

What forms do I file to request to vacate a default judgement

You will have a hard time proving a conversation from 2005, but you will need to start with a copy of the court file. In there, they will show how...

It seems odd that they are threatening something when you have worked out a payment agreement. Maybe they want something in writing or just want to...

The creditor generally has the power to try and get paid as quickly as reasonably possible and from a variety of sources. I don't know how quickly...

Chapter 13 bankruptcy offers a co-debtor stay. As long as the person filing the bankruptcy proposes to pay the creditor in full, any co-signer is...

What's the best route to go on a debt under 5 thousand dollars when only having text messages stating the other person owes mone

It would all come down to proof so you would have to file a complaint stating what the terms of the loan were and when it was made. Hopefully you...

What procedures are taken by debt collectors after their default judgment was vacated?

They don't have to refile unless a motion to dismiss is granted. Their task now is to get you served properly and chances are they will. But,...

Contractor lien in Chapter 13 bankruptcy.

Attorney's fees are typically only allowed if the contract allows it. Interest can be received if you have a secured claim or if there are enough...

I won a small claim case. Do courts allow for attorney fees when pursuing judgement? I live in WI and the case is in Anoka MN

Generally speaking, each side in a lawsuit pays their own attorney fees. The exceptions are for contracts where the fees are set forth, or certain...

I don't think you need to wait to begin collecting. I would start with a letter and a copy of the judgment asking him to start making payments. You...