I filed a chapter 13 in Oct 2011. I paid the plan in full and got a discharge in Sept of 2016. Can I file a chapter 7 now?

The general rule is wait 6 years from the filing of a Ch.13 until you are eligible to do a 7. As the others have said, if the Ch.13 paid unsecured...

Where can I find a sample letter for notifying creditors who have been added in to my pro se bankruptcy case via amendment?

The good news is the letter does not need to be anything elaborate. If you attach the notice of filing giving the general information for the case,...

It certainly would show as a repo if the company decides to list it. It's baffling that they are not listing the loan on your credit report, but...

There may a mistake that can be fixed if they say they are reporting but it's not showing up. You can try disputing the debt with the credit...

Can BANKRUPTCY result in denial of citizenship application?

It's hard to guarantee anything, but the government is not supposed to discriminate against you solely because of a bankruptcy filing. It's Section...

How to stop wage garnishment

If they are taking more than 25%, maybe your employer can recalculate the amount, but they are under a court order and the only thing that stops...

Inquiry on credit report from t mobile stated social service has ongoing fraud iinvestigation on myself.

The guiding principle for credit reports is accurate information is allowed and errors have to be removed. I have no idea of TMobile has a basis...

Would I lose my car if I file bankruptcy?

The car, like any other asset you own, has to be listed on your papers. The bankruptcy trustee assigned to your case is allowed to put anything up...

What do I need to do if a default judgement was entered against me and my savings account was garnished?

While the structured settlement may not be garnished, once money is in your account, it can be frozen and then seized. You get the chance to...

Joining my wife in Chapter 13 Bankruptcy.

It's possible to file your own individual case and then do a motion for joint administration. Not practical if her 13 is already confirmed, but if...