I judgement was entered against me on a credit card that I did not signed on to .went to court and I did not have a lawyer.

While bankruptcy is possible, you may wish to spend your lawyer money fighting this debt. Bankruptcy is nice because you don't fight about whether...

I had a loan modification with BOA and they sold my mortgage to Everhome Mortgage who claims I do not have a modification.

If the modification is in writing, it should be enforceable. You have to live up to your side of the bargain with all payments, but then the...

I graduated with my degree in 1995 - owing student loans totally about $44,000. Now $54,000.

If the main debt is student loans, you should contact the Dept. of Education about the income contingent repayment program. They supposedly take...

Staggering student loan, medical debt DOE Garnished for years Make next to nothing Any way to protect SS and very small IRA? 64.

I agree you should talk to someone about a Chapter 13 bankruptcy. These creditors both continue to collect after you retire so the time is now. I...

Can my arrears be settled pay penny to the dollar? if arrears are interest compounded actual amt owed paid up just interest owe

Your main hope is that the government offers some sort of amnesty program. If you have cash, most creditors will listen to a proposed offer as long...

Some debt collectors are professional enough to look into the mistake and go away if the judgment was satisfied. This may be solved with a simple...

I can't tell if you want to fight the ticket or not. By all means, get an attorney and fight it if you think you have a chance. The attorney can...

Once a credit card debt goes to a collection agency is the merchant allowed to keep sending monthly bills and adding interest ?

The first step is looking at the credit card agreement under the even to default section. It may provide for what will happen when turned over to a...

Should I file a Homestead Exemption to protect my property against creditors?

Sounds like your home is already in good shape although you may still want to explore how to own it differently to further protect it from...

Do I have to pay rent if the house I'm renting is in foreclosure and the landlord didn't have a license until 30 days ago?

You are wise to get an attorney. While you have some good arguments for reducing your rent, you need to please them the right way to preserve your...