I am in a civil suit over a dispute of charges. Can I /should I pay that party anything before trial?

You can make any offer you like before trial, either to settle part of it or all of it. The attorney you are dealing with may have a mission just...

Can I get a refund against a debt collector for over draft fees? If they took to much out of my account.

One drastic way to get control over your bank account again is to close it and open a new one. Many times if you try to block access to the first...

Repo guys have many tactics. Some are legal and some are not. The biggest question to ask is what you would get out of suing him. You were behind...

I got letter in the mail saying pay double the amount i took from the store.A settlement offer.

For this amount of money, you are best off trying to settle the matter. Maybe they will take payments. Maybe they will go away. My guess is that if...

If I tell a collection agency to not contact me and they do, isn't that an FDCPA violation?

Even if you do tell them not to contact you, eventually they will get around to filing a lawsuit to collect. They most certainly will be contacting...

Do not think I owe the debt

Once you are sued, you have to file an answer or motion to dismiss or they will enter a judgment against you. If they truly have the wrong person,...

Can a state income tax debt be discharged under a chapter 11 bankruptcy?

The rules for discharge in Ch.7 and Ch.11 are similar (the tax has to be at least 3 years old to be dischargeable plus some other requirements). In...

Question regarding BK and voluntary wage assignments....

The problem with Payday lenders is they often don't care what the law requires and try to put their wage assignments through again. In my...

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What do I do about a collector who refuses to accept they are pursuing and holding accountable the wrong person for a debt?

Building up written evidence is best. A letter at this point, along with your proof that you are not the right person, explaining what you have...

Can I go back and remove lights installed at business for non payment? The charges are legitimate.

Your agreement would govern if you have a security interest in the light fixture. There's a thing called a fixture filing where you essentially put...