I need help with my wording of the plea and affirmative defense responses.

All I can do is recommend reading some of the rules of procedure for the local court. If you are filing an Answer to the complaint, then you type...

I'm in a similar situation, can they go thru our bank and take away our money or home?

You may be receiving some spam. Old debts get bought just to see if the collector can trick you into paying. I recommend doing some investigating....

One court or another is going to have to decide if your brother has a valid lien or not. I can't tell if you are referring to the automatic stay in...

I have a judgment against me from 2011 from an old business partner defaulting on a loan. Please read the situation.

Regarding your credit report, 7 years is the normal amount of time for something to be removed generally measured from the last activity. To decide...

Does a service exist to search nationally for civil judgments?

lexis/nexis has some great search capabilities, possibly too good and an invasion of privacy but that's just my opinion. I have no idea if they let...

Q: Is the University of California Retirement Plan considered to be exempt in bankruptcy in Nevada?

Most states allow you to protect your retirement and pension plans. I have not heard of any that don't as long as the plan qualifies for tax...

In my opinion, it's quite common for them to send something for you to sign and then plan on signing it themselves once they get it back from you....

How does a chapter 13 bankruptcy work to save home if other bills are current?

There are several different types of bills. For example a utility bill, if you're current, it's unaffected. Same for car payments unless you want...

If I show up for a judgment hearing (concerning hospital bills) will my wages be garnisheed?

Sometimes showing up in court makes the judge treat you nicer, but if they have a judgment, they get to lawfully collect on it. You are entitled to...

Sometimes people do a Ch.13 instead of a 7 to protect something like the van that might be sold. In Ch.7, if it looks to the trustee like there...