I am certain my 2nd mortgage in chapter 13 is paid off but they continue to get paid a monthly payment?

Your plan was confirmed with terms specifically stating how this creditor would be paid and then there would be a requirement that they release the...

What items are in danger during a default judgement?

Creditors are given the power to collect on judgments in a variety of ways. You are given exemptions that spell out how much of your property and...

in rem relief is more extreme than just granting relief from the stay on the one case pending. Judge's require some allegations of harmful and...

If you die with debt do your children and family have to pay it?

Part of the will process involves settling the debts of the deceased. Beyond your mother's estate, the heirs would not be responsible for the debt....

How do you piggyback?

With every benefit comes a hazard. You would become a co-signer on the account and liable for the debt. Likewise, the other person would be liable...

How can a civil judgment be collected?

From the sounds of it, garnishing a paycheck and seizing tax refunds would be the normal ways to collect. Governments are increasingly outsourcing...

Wage Garnishment

Agreed that something has been on your credit report for a while. The garnishment is probably not a major change to the credit score, but if you're...

What if a civil summons exist but you havent been formally served, what then?

First, you want to check to see if there's a case on file with the court. You need to figure out if something is actually going on or if some...

The lien does hold up the sale of the house, but it's only worth what the house is worth. They may be willing to settle for much less than $32,000...

Being unemployed can actually help in this situation. If you are able to show how little income you have, they may settle with you, but you are...