Archived
There was an Abstract of Judgment placed on my property this week for a previous owner. Does that tie up my deed if I sale?
Michael's answer
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Answered on April 07, 2014
Sadly, most title companies are pretty conservative and will want this cleaned up even though it does not involve you. You may be able to deal...
Archived
Is there a statue of limitations on a settlement that is 13 years old? I have not been contacted about this.
Michael's answer
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Answered on April 07, 2014
My guess is that the settlement meant nothing further would take place in court. A settlement is often a judgment with extended rights to collect....
Archived
Do I still owe bank fees when in the event of voluntarily dismissal of writ of garnishment?
Michael's answer
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Answered on April 07, 2014
My intuition tells me you completed paying the debt through being garnished, that they decided you satisfied the debt, and will not charge you any...
Archived
Can Collection Agency report the same account several times with a different amount ?
Michael's answer
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Answered on April 07, 2014
If the process is working correctly, you dispute the entries on the credit report, and they notice that 1 debt should only have 1 entry with 1...
Archived
I would like to clear my credit report up from multiple collection agencies with negative information back to good credit.
Michael's answer
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Answered on April 07, 2014
Accurate information is allowed to stay there for 7 years generally, 10 years for bankruptcy info. You follow the dispute procedures on each credit...
Archived
My question is about a debt notification letter I received from a lawyer.
Michael's answer
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Answered on April 07, 2014
They are merely stating that instead of them continuing to accept monthly payments, they want the full balance due. They normally remain open to...
Archived
How long does it take for my funds to be released by my bank after a creditor has apply a levy to my account?
Michael's answer
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Answered on April 07, 2014
If you wait for normal processing by the court and the bank's legal department, you are looking at 2 weeks to a month probably. I recommend you...
Archived
Can I be put in jail for unpaved dept? I'm on disability for mental and physical.
Michael's answer
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Answered on April 05, 2014
Don't worry about going to jail. Many states have a statute for writing bad checks, but unless you have been doing some check kiting, you are fine....
What is the maximum late fee that can be charged on a buy here pay here vehicle purchase?
Michael's answer
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Answered on April 05, 2014
Consumer protection laws usually only allow one late fee per month. Late fees are also normally limited to 4% or % of the monthly payment so $40...
Archived
Can my disability be garnished by the bank in Florida
Michael's answer
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Answered on April 05, 2014
Disability from the government can't be garnished. The answer is possibly different if from a private employer, but likely still able to be...
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