I filed BK 5/2008.Mortgage is reporting the Date of First Delinquency as the day that I filed BK.I was late in Jan 2008.

BK law does not regulate what gets put on your credit report. For the FCRA, I think the creditor is given some latitude. I think if the report...

Being sued by portfolio for $2000 in credit card debt not sure if I can go ahead with planned move if I have not been served?

I would go ahead and move especially if you stand to lose out on security deposits and could be sued under the lease you signed. You can always...

A judgement was entered against me and 3 others from 11 years ago, two of the guys paid. what are my options?

Since they have not found your employer yet, now may be the time to settle with them. From what you described, you can't use the statute of...

Shocking department store credit account closure & a letter from collectors. How I proceed without damaging my credit?

Shocking is right. I wonder if you got scammed. I would talk to Kohl's at the number you know to be good, and find out if they closed your account...

From what I have heard, you should be able to do it. I would double check with the bank to make sure they know it can be done. If you talk to the...

Bank reporting loan paid off to credit bureaus as derogatory charge off, believe purposely

You certainly should dispute the notation on the credit report, but it sounds to me as if you should also send a letter directly to the bank...

Being sued on "account stated" "payment has been demanded ,payment has not been made"...what kind of proof shall i ask for ?

Disposing of this suit may be as simple as proving you got a payment arrangement and that you made the agreed payments. The complaint should state...

Husband being sued for credit card debt, what options do we have if we are not able to pay?

They will follow the usual steps of obtaining a judgment, and trying to come after your paychecks, bank accounts, and assets. There should be no...

How can I claim money seized from me?

I doubt you can get a satisfactory answer on this forum, and you certainly do not want to discuss anything here that you want to keep confidential....

Is the financial litigation unit a debt collector under the fdcpa and if so do they have to validate debt if asked to do so?

If you are trying to find a lawyer, you need to look one (or more) up on AVVO and contact them. Lawyers can't solicit your business in this forum....