I have an old school loan that I am tring to get into rehibilitation. I'm working with a company that Sallie Mae uses for

Capitalizing the collection costs means they are adding the 18.5% onto the balance of your loan and you can't fight it if you agree to it. You also...

Delaware or California SOL? HSBC was the original creditor.

The most frequent place chosen is where you live. Some states prohibit someone from suing other than where the contract took place. The agreement...

If a creditor has lien agaisnt you in the state of Va. can they take your car Car it is paid off

You have exemptions you can use to protect money and property. Info is here:...

The court will assume a contract was in place once you received the funds. If they were returned by you to them, that's a different story. Internet...

How to get paid for outstanding invoices before client files for Chapter 7

Payments made in the 90 days before a bankruptcy is filed are some of the more hotly contested aspects of a case. Every creditor wants special...

Check systems can I include those in my bankruptcy? When I opened the checking account and the monthly fees kept adding up.

In my experience, bankruptcy helps with Chex Systems although I haven't had many clients bring this up recently. When I say helps, I mean it does...

My wife and I have some medical bills. We want to try to pay them all but it is impossible. Is there a medical only bankruptcy?

Bankruptcy is all or nothing. All assets and debts of the person who files are included in the case. Medical bills unfortunately are often the...

If a mortgage servicer went bankrupt/dissolved can they still report derogatory information on your credit report.

Usually, the foreclosure case information is reported by the court or picked up as a public record. If a case was filed, it's allowed to be on the...

Some fines and fees are the responsibility of the individual since the City is trying to get the owner to comply with their regulations. Taxes...

What is an assignment order for the debtor? How can it help in judge collection?

At this point, you would normally have multiple answers from attorneys. This question needs a few more details such as what are you seeing with...