I am in nj, debtor in az. filed foreign judgement in az, filing writ of garnishment (earnings) ?

Most courts allow you to file papers using the mail. Call the court for instructions about address, what sort of return postage to include, etc....

The homestead property is safe from creditors while it remains a homestead. Sounds like a close case though and would need an attorney in the area...

7 years ago I had to declare ch 7 bankruptcy on my business-the collateral at onset of the loan remains untouched- time limit?

The key questions are were the 25K disclosed and was it administered as an asset? If disclosed, then a trustee had a chance to take it if they...

Received a letter from law group demanding payment for 42 yr old sons medical bill.

Because there's so much money involved, you probably want to consult with a lawyer. It appears the statute does not apply to people like you...

Received a summons haven't heard from these people in 5 years , now they are demanding payment? Is there anything I can do?

Any statute of limitations defense is a defense that has to presented in court. The judge may or may not help you get some sort of settlement...

I was wondering if I could file bankruptcy even though I just went thru a divorce?

Bankruptcy could help to get your name off the mortgage, but it won't take care of any of the exes debt (he'll still owe money for the car after...

The FDCPA generally applies to third party collectors and when the creditor themselves is trying to collect, they get relaxed rules. They do,...

Have been summoned by the court for student debt. Can we refuse to go into a payment plan.

Like you, I think there has to be a limit to how much can be taken from you yet I have heard horror stories about judges not listening. The problem...

Can collector use my payments to pay their fees 1st instead of the debt itself?

I think PA is allowed to set up a policy like this. There may be a regulation or ordinance that applies, and they would say that once the debt...

We want to sell our other car and use profit to pay off credit card. Can we do that if we do bankruptcy in next 2 yrs?

Some in the bankruptcy system get overly concerned when people appear to planning for a bankruptcy so be careful generally asking questions like...